Search Results | Virginia Credit Union

Showing 73 results for 'Pay credit card'

Digital Wallets
https://www.vacu.org/help/online-banking/digital-wallets
… Digital Wallets All Virginia Credit Union credit and debit cards are digital … you need to know about digital wallets: After loading your card information to the digital wallet app, you can make purchases at participating merchants. You can also pay for items online by choosing the digital wallet payment …
ATM Access & FAQs
https://www.vacu.org/help/debit-cards/atm-access-and-faqs
… and get cash 24 hours a day at ATMs worldwide. Your credit union helps you save on ATM fees, too! Virginia Credit … accounts Check your account balances Change your debit card PIN ADA Voice Guidance Capable for the visually impaired … stores when you use your debit card and PIN for purchases. Pay with your debit card to reduce the need for cash. Avoid a …
Teens and Money: Checking and Savings Account
https://www.vacu.org/learn/financial-education/teens/teens-and-money-checking-and-savings-account
… accounts allow you to save money, make purchases, and pay bills efficiently. Both, however, require you to take an … will be covered. Typically linked to a savings account or credit card, there is a fee for this service (though it is much, …
7 Things Your Teenager Needs to Learn About Money
https://www.vacu.org/learn/financial-management/managing-your-money/7-things-your-teenager-needs-to-learn-about-money
… and calculating the percentage of your family’s take-home pay that goes to rent or mortgage. What about a car payment? … them manage spending when they are on their own. Cash? Credit? Debit? Teens should learn the difference between paying with cash, paying with a debit card and paying with a credit card. There are advantages and …
How the Power Payment Debt Payoff Strategy Works
https://www.vacu.org/learn/your-credit/debt-management/how-the-power-payment-debt-payoff-strategy-works
… and minimum payments. Use your most recent statements and credit report as your guide. You can get your free credit … debts Rank your debts in the order in which you want to pay them off. There are a few different tactics you can take … first. Promotional offer first: Do you have a credit card with a special promotional rate? You may want to …
Identity Protection
https://www.vacu.org/learn/security/identity-theft/identity-protection
… simple tips may help you minimize your risk. Review your credit reports periodically . To best protect your accounts, … personal information such as passwords, PINs, or credit card numbers. To prevent a credit reporting company from … to use strong passwords that are not easily guessed . Pay attention to your billing cycles and follow up with …
Protecting Your Money: Beware of Scam Text Messages
https://www.vacu.org/learn/security/scams-and-fraud/protecting-your-money-beware-of-scam-text-messages
… are receiving scam texts and calls impersonating Virginia Credit Union. Protect yourself against text messages you … or provide personal information, like your debit or credit card account number. When in doubt, call us directly at … sense of urgency they can create. Phishing Text Messages – Pay Attention to Red Flags: Unusual Sender: Be wary of …
Applications
https://www.vacu.org/help/applications-and-forms/applications
… Applications It's easy for Virginia Credit Union members to apply for loans and online services … Loan Refinance your Mortgage Loan Request a Credit Card Balance Transfer Accept a Car Loan Special Offer Accept … Services Online Services Enrollment - online banking, Bill Pay, eStatements, eNotices, mobile banking Email Address …
Contactless Payment
https://www.vacu.org/help/credit-cards/contactless-payment
… symbol at your checkout line. 2. Tap Just tap your card on the checkout terminal. 3. Go That’s it. The terminal … symbol at checkout or ask the cashier if you can pay by tapping. If they don’t offer contactless yet, you can … the option to not have a contactless card? No, all VACU credit and debit cards will be contactless going forward, but …
10 Tips for Saving Money
https://www.vacu.org/learn/financial-management/saving-and-investing/10-tips-for-saving-money
… to delay what could have been an impulse buy. Avoid using credit cards to pay your bills, if possible. While it may feel easier to … expenses, like gifts around the holidays, because we don’t pay for them every month. When you build a budget, be sure to …
Contact Us
https://www.vacu.org/contact-us/mortgages
… Us Section Navigation Member Services Loans Mortgages Credit Cards Debit Cards Online Banking & Bill Pay Collections & Recovery General Contact For questions … us a secure message . Mortgage Originations Virginia Credit Union P.O. Box 90010 Richmond, VA 23225-9010 Mortgage …
How to Travel on a Budget
https://www.vacu.org/learn/financial-management/budgeting/how-to-travel-on-a-budget
… How much will it cost to stay there? You don’t need to pay top dollar. There are many affordable options out there, … Learn what foreign exchange fees might be involved. Many credit card providers charge foreign transaction fees. If you’re a …
Regular Savings
https://www.vacu.org/banking/savings/regular-savings
… come with every Regular Savings account: Free debit card Get a free debit card to make purchases and use at ATMs … ATMs Find ATMs at VACU locations or shared branches with credit unions nationwide Change Jar Round up every purchase … Online access Enjoy free online banking with bill pay & eStatements Automatic transfer Fund your Savings …
Our History
https://www.vacu.org/why-vacu/about-us/our-history
… Our History 1920s Virginia Credit Union was originally chartered as State Employees’ … offered hope to members. The credit union continued to pay yearly dividends on shares and provided loans to members … added in Lynchburg and Staunton. Online banking and bill pay services were significantly enhanced. Access to loans …
Rates
https://www.vacu.org/why-vacu/rates
… a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.5% … or paid off within 36 months of opening it, you will pay a reimbursement fee equal to the amount of closing costs … Street Journal. Minimum APR is 7.50% . Read More Credit Card Rates Product Annual Fee APR * (as low as) Essential …
Savings
https://www.vacu.org/banking/savings
… 0.40 % APY ? (View Rates) Benefits to help you Free debit card, nationwide ATM access, online banking with … and automatic transfers Health Savings Accounts (HSAs) Pay for future eligible medical expenses with pre-tax … ATMs Find ATMs at VACU locations or shared branches with credit unions nationwide Change Jar Round up every purchase …
Personalized Financial Counseling
https://www.vacu.org/learn/financial-management/managing-your-money/personalized-financial-counseling
… goals happen, together. As a valued member of Virginia Credit Union, we’re all about helping you reach your version … for confidential guidance on how to manage credit card debt, student loans, and homeownership. Financial … may be able to help lower your interest rates so you can pay off debt faster. Homeownership Services Consult the …
How To Know When to Refinance Your Home
https://www.vacu.org/learn/your-home/refinancing/how-to-know-when-to-refinance-your-home
… having your home appraised, and using the new loan to pay off the old one. Refinancing can be a powerful tool for … What has changed since you purchased the home? Has your credit score significantly improved? Have you acquired more … How much equity you have in your home Whether you have to pay for Private Mortgage Insurance (PMI) How long you plan to …
Are You Ready to Buy a Home?
https://www.vacu.org/learn/your-home/home-buying/are-you-ready-to-buy-a-home
… a steady, reliable income? How much total debt do I have (credit cards, car loans, student loans, etc.)? Is it manageable? Can I afford to pay a mortgage and other home expenses, such as insurance, … again. When you rent a home or apartment, the money you pay as rent is an expense. On the other hand, owning a home …
Smart Ways to Spend (or Save) Your Bonus or Tax Refund
https://www.vacu.org/learn/financial-management/saving-and-investing/smart-ways-to-spend-or-save-your-bonus-or-tax-refund
… smaller regular contributions throughout the year. 2. Pay down high-interest debt. After securing an emergency fund, focus on paying down loans and credit cards with the highest interest rates first. This … to build and grow your retirement fund. Check out Virginia Credit Union IRAs to compare Traditional and Roth options, …