4.13

Attractive dividends up to 4.13% APY?

$500

Get started with just $500

6-60

Choose how long to save with terms from 6 to 60 months?

Similar to CDs (certificates of deposit) at other financial institutions, savings certificates allow you to save a set amount of money for a specified term. Our Savings Certificates are limited to a single, one-time deposit with a term limit of 5 years, while our Saving Certificate Deposits allow ongoing contributions limited to either 6 or 12 months.

Product Minimum Opening Deposit Minimum to Earn APY Rate Annual Percentage Yield (APY)* Compounding Frequency
6 month certificate** $500 $500 2.38% 2.40% Quarterly
6 month certificate $5000 $5000 2.38% 2.41% Monthly
6 month certificate $50000 $50000 2.58% 2.61% Monthly
6 month certificate $100000 $100000 2.78% 2.81% Monthly
12 month certificate*** $500 $500 3.75% 3.80% Quarterly
12 month certificate $5000 $5000 3.75% 3.81% Monthly
12 month certificate $50000 $50000 3.95% 4.02% Monthly
12 month certificate $100000 $100000 4.15% 4.23% Monthly
24 Month Certificate $500 $500 3.46% 3.50% Quarterly
24 Month Certificate $5000 $5000 3.46% 3.51% Monthly
24 Month Certificate $50000 $50000 3.66% 3.72% Monthly
24 Month Certificate $100000 $100000 3.86% 3.92% Monthly
36 month certificate $500 $500 3.55% 3.60% Quarterly
36 month certificate $5000 $5000 3.55% 3.61% Monthly
36 month certificate $50000 $50000 3.75% 3.82% Monthly
36 month certificate $100000 $100000 3.95% 4.03% Monthly
48 month certificate $500 $500 3.55% 3.60% Quarterly
48 month certificate $5000 $5000 3.55% 3.61% Monthly
48 month certificate $50000 $50000 3.75% 3.82% Monthly
48 month certificate $100000 $100000 3.95% 4.03% Monthly
60 month certificate $500 $500 3.65% 3.70% Quarterly
60 month certificate $5000 $5000 3.65% 3.71% Monthly
60 month certificate $50000 $50000 3.85% 3.92% Monthly
60 month certificate $100000 $100000 4.05% 4.13% Monthly

Savings Certificate Rates Footnotes
*

A penalty may be imposed for early withdrawals. Fees may reduce earnings on your account. For more information, contact us.

**

If you desire an add-on feature for certificates of $50,000 or more, to make additional deposits to the certificate during its term, please contact us for rates.

***

If you desire an add-on feature for certificates of $50,000 or more, to make additional deposits to the certificate during its term, please contact us for rates.

Save for a designated time or event.

Open a Savings Certificate to earn returns on your savings for up to 5 years. Become a credit union member today to get started or log in to online banking to open an account.