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4.18

Attractive dividends up to 4.18% APY1

$500

Get started with just $500

6-60

Choose how long to save with terms from 6 to 60 months2

 

Similar to CDs (certificates of deposit) at other financial institutions, savings certificates allow you to save a set amount of money for a specified term. Our Savings Certificates are limited to a single, one-time deposit with a term limit of 5 years, while our Saving Certificate Deposits allow ongoing contributions limited to either 6 or 12 months.

ProductMinimum Opening DepositMinimum to Earn APYRateAnnual Percentage Yield (APY)*Compounding Frequency
6 month certificate**$500$5002.38%2.40%Quarterly
6 month certificate$5000$50002.38%2.41%Monthly
6 month certificate$50000$500002.58%2.61%Monthly
6 month certificate$100000$1000002.78%2.81%Monthly
12 month certificate***$500$5003.80%3.85%Quarterly
12 month certificate$5000$50003.80%3.86%Monthly
12 month certificate$50000$500004.00%4.07%Monthly
12 month certificate$100000$1000004.20%4.28%Monthly
24 Month Certificate$500$5003.50%3.55%Quarterly
24 Month Certificate$5000$50003.50%3.56%Monthly
24 Month Certificate$50000$500003.70%3.77%Monthly
24 Month Certificate$100000$1000003.90%3.97%Monthly
36 month certificate$500$5003.60%3.65%Quarterly
36 month certificate$5000$50003.60%3.66%Monthly
36 month certificate$50000$500003.80%3.87%Monthly
36 month certificate$100000$1000004.00%4.08%Monthly
48 month certificate$500$5003.60%3.65%Quarterly
48 month certificate$5000$50003.60%3.66%Monthly
48 month certificate$50000$500003.80%3.87%Monthly
48 month certificate$100000$1000004.00%4.08%Monthly
60 month certificate$500$5003.70%3.75%Quarterly
60 month certificate$5000$50003.70%3.76%Monthly
60 month certificate$50000$500003.90%3.97%Monthly
60 month certificate$100000$1000004.10%4.18%Monthly

Savings Certificate Rates Footnotes

*

A penalty may be imposed for early withdrawals. Fees may reduce earnings on your account. For more information, contact us.

**

If you desire an add-on feature for certificates of $50,000 or more, to make additional deposits to the certificate during its term, please contact us for rates.

***

If you desire an add-on feature for certificates of $50,000 or more, to make additional deposits to the certificate during its term, please contact us for rates.

Save for a designated time or event.

Open a Savings Certificate to earn returns on your savings for up to 5 years. Become a credit union member today to get started or log in to online banking to open an account.

Savings Resources

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