Loan Payments

Online Banking

Make your loan payment by transferring funds from your VACU account in online or mobile banking. You can pay towards your bill or allocate it directly towards the loan’s principal balance.

How

Login from a browser or our mobile app. Apple or Droid? Both work with our mobile app.

Payment Timing

Make a one-time payment? or schedule a recurring automatic transfer.

Convenience Pay

Make a loan payment with funds from another financial institution using your checking account, or a Visa®, Discover® or Mastercard® debit card.

Important Note

A $4.95 convenience fee for each loan payment will be automatically added when using this method.

Payment Timing

Recurring loan payments cannot be made through this service.

Direct Deposit & Payroll Deduction

Allocate a portion of your direct deposit or use payroll deduction to pay for your loan automatically.

Direct Deposit Form

Payroll Deduction Authorization

Important Note

Print and complete the forms and then return it to your employer. Check to see if your employer or payer requires any additional forms.

Payment Timing

Set up to transfer on the same date each month.

Direct Payment (ACH Debits)

Bank with another institution? VACU can debit your account at another financial institution to automatically pay your loan amount each month.

Direct Payments Authorization (ACH) for VACU Installment Loans

Important Information

Return signed form to the following address: P.O. Box 90010 Richmond VA, 23224 Attn: EFT Services or send via fax to 804-267-5414.

Payment timing

Automatically pay your loan amount each month.

Quikline Phone Banking

Prefer picking up the phone? Bank anytime with QuikLine, our free 24-hour phone banking service. 

How

Call 804-560-5600 and follow the instructions—we’ll prompt you at each step of the way.

Payment timing

Transfer funds between various accounts and make one-time loan payments.