Business Online Banking Our business members have unique needs. That’s why we created an online banking website and mobile app tailor-made for our business members and their teams. Enroll today Enroll today Features & Benefits of Business Online Banking: Consistent, easy-to-use experience across the online banking website and mobile app Manage security and online activity alerts via email or text Transfer funds and make loan or credit card payments Use the latest proven technology to secure your business and financial information View account balances, transaction history, pending debit card transactions, and images of checks that have cleared Option to enroll in Business Bill Pay Different online banking packages available to meet the size and needs of your business, including options with ACH, domestic and international wires, and enhanced reporting Sign up for eStatements No two businesses are alike. That’s why we created three different plans, ready to suit your needs. Interested in upgrading your online banking package? Reach out to Treasury Services to discuss the best options to meet your business needs. Business Online Banking Packages Attribute to Compare Basic Plus Pro Monthly Fee Monthly Fee $0 Monthly Fee $20 Monthly Fee $50 Max business entities Max business entities 2 Max business entities 5 ($5 per entity after 5) Max business entities Unlimited Checking accounts Checking accounts 5 ($3 per checking account after 5) Checking accounts Unlimited Checking accounts Unlimited Users included Users included $5 per user after the first 2 Users included $5 per user after the first 10 Users included Unlimited User management User management Standard User management Standard User management Enhanced Account transfers Account transfers Single transfers only Account transfers Single and multiple transfers Account transfers Single and multiple transfers Mobile deposit limits Mobile deposit limits Standard Mobile deposit limits Enhanced Mobile deposit limits Maximum Reporting Reporting Standard Reporting Standard Reporting Enhanced Payment features Payment features N/A Payment features Standard Payment features Enhanced Optional Business Online Banking Services - Enrollment Required Attribute to Compare Basic Plus Pro Remote Deposit Now SSO Remote Deposit Now SSO N/A Remote Deposit Now SSO Available Remote Deposit Now SSO Available Business Bill Pay? Business Bill Pay? $5 monthly flat fee Business Bill Pay? $5 monthly flat fee Business Bill Pay? $5 monthly flat fee ACH Origination ACH Origination N/A ACH Origination $3 each or $15/month includes 25 items, $1 each after 25 ACH Origination $3 each or $25/month + $0.20 each Tax payments Tax payments N/A Tax payments $3 each Tax payments $3 each Domestic wires Domestic wires N/A Domestic wires $15 each Domestic wires $12 each International USD wires International USD wires N/A International USD wires N/A International USD wires $30 each QuickBooks DirectConnect QuickBooks DirectConnect $15 monthly flat fee QuickBooks DirectConnect $15 monthly flat fee QuickBooks DirectConnect $15 monthly flat fee Frequently Asked Questions Why are there three different Business Online Banking packages? Different sized businesses have different needs. We created three packages, built to support your business’ unique requirements. Not sure what size package you need? We can help! Please contact us at treasuryservices@vacu.org to find the right package for you. How do I enroll in Business Online Banking? Enrollment is quick and easy. Click here to enroll and fill out the enrollment form. Make sure all information matches what is on record with VACU. After completing the enrollment form, follow the remaining steps to complete enrollment. What information do I need to enroll in the new Business Online Banking? For enrollment, you will need the following details about the primary member of the enrolling business: Your Business Tax ID (12-3456789) Your Business Name (must match business name on record) Your Member Number (found on your statements) Your Last Name Your Social Security Number (123-45-6789) Your Date of Birth Your Mobile Phone Number Your Email (must match email on record) Your Zip Code Is there a new mobile app? Yes, there is a new, fully functional VACU Business app, so you can easily access your finances between both the app and the web. Download the VACU Business app today on the Apple App Store℠? and Google Play Store™?. Is the user ID and password for the website the same as the mobile app? Yes, you will use your same login credentials for both the website and VACU Business app. What if I have personal and business accounts? For the time being, you will continue to access your personal accounts through the current online banking and mobile app, and your business accounts through the new Business Online Banking site and VACU Business app. What if I want features that are not available in the Basic package? Please contact Treasury Services at treasuryservices@vacu.org or call 800-285-5051, opt 5 to discuss options. What if I have multiple businesses? If you have multiple businesses, we can help you consolidate them into one Business Online Banking profile. Please contact us at treasuryservices@vacu.org if you are interested in consolidating. Can I make member-to-member transfers? Yes, you will be able to make member-to-member transfers from business to business or business to personal accounts if enrolled in our Basic package. However, for the time being, it will not be possible to transfer from personal to business accounts. Am I able to make external transfers? External transfers are no longer available, but you can utilize Business Bill Pay to send payments to other businesses, or enroll in ACH Services, which is available with the Plus or Package. Contact treasuryservices@vacu.org to discuss options. Can I pay people with Business Bill Pay? No, Business Bill Pay is designed only to pay other businesses. When will my deposit be credited to my account? If the deposit is accepted, funds are usually posted to your account the next business day. Please note that deposit amounts may be adjusted up to 2 business days after a deposit is made. Processing occurs twice daily, after 11 am and after 3 pm on business days. Enroll in business online banking and get our free mobile app. If you are already enrolled in online banking, simply download the mobile app through the Apple App Store℠? or Google Play™? on your device. Enroll today
Business Online Banking Packages Attribute to Compare Basic Plus Pro Monthly Fee Monthly Fee $0 Monthly Fee $20 Monthly Fee $50 Max business entities Max business entities 2 Max business entities 5 ($5 per entity after 5) Max business entities Unlimited Checking accounts Checking accounts 5 ($3 per checking account after 5) Checking accounts Unlimited Checking accounts Unlimited Users included Users included $5 per user after the first 2 Users included $5 per user after the first 10 Users included Unlimited User management User management Standard User management Standard User management Enhanced Account transfers Account transfers Single transfers only Account transfers Single and multiple transfers Account transfers Single and multiple transfers Mobile deposit limits Mobile deposit limits Standard Mobile deposit limits Enhanced Mobile deposit limits Maximum Reporting Reporting Standard Reporting Standard Reporting Enhanced Payment features Payment features N/A Payment features Standard Payment features Enhanced
Optional Business Online Banking Services - Enrollment Required Attribute to Compare Basic Plus Pro Remote Deposit Now SSO Remote Deposit Now SSO N/A Remote Deposit Now SSO Available Remote Deposit Now SSO Available Business Bill Pay? Business Bill Pay? $5 monthly flat fee Business Bill Pay? $5 monthly flat fee Business Bill Pay? $5 monthly flat fee ACH Origination ACH Origination N/A ACH Origination $3 each or $15/month includes 25 items, $1 each after 25 ACH Origination $3 each or $25/month + $0.20 each Tax payments Tax payments N/A Tax payments $3 each Tax payments $3 each Domestic wires Domestic wires N/A Domestic wires $15 each Domestic wires $12 each International USD wires International USD wires N/A International USD wires N/A International USD wires $30 each QuickBooks DirectConnect QuickBooks DirectConnect $15 monthly flat fee QuickBooks DirectConnect $15 monthly flat fee QuickBooks DirectConnect $15 monthly flat fee