Virginia Statewide Title Services

Virginia Statewide Title Services, LLC is an affiliated business of Virginia Credit Union and Bon Air Title. It was created to serve the members of Virginia Credit Union with title insurance needs. Virginia Statewide Title Services? offers affordable, one-time premiums to protect you against defects in the title to your property. In fact, our standard policies include coverage that others either don’t offer or for which they charge a premium. Compare us to other title companies. You’ll see we offer the best service and coverage at competitive rates.

Features & Benefits

Our goal is to provide the best title products, at the best prices, with the best service in central Virginia. 

Products

Carriers

We underwrite through the top underwriting companies in the area:

Closing Attorneys

Participating attorneys indicated below provide VACU members with a special refinancing closing rate.

This information is provided as a guide. Please tell your VACU mortgage processor if you would like to use a Virginia Statewide Title Services attorney.

Contact Us

Virginia Statewide Title Services and its closing attorneys are happy to help you find the right insurance coverage, give you a quote, and answer any questions you may have.

Please contact your VACU mortgage processor if you have any questions about your mortgage loan.

Resources

 Ways to insure a smooth closing

 Sales transaction chart

Privacy Policy

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Serving your needs and protecting your personal information are priorities for Virginia Statewide Title Services, LLC (referenced herein as “Virginia Statewide Title Services”, “we” or “us”). This notice describes the privacy and data security practices followed by Virginia Statewide Title Services and explains what types of information we collect, under what circumstances it may be shared and what choices you have regarding how it is shared.

Information we collect

We collect personal information that is necessary to enable us to establish and to provide services, in each case, as permitted or required by applicable law. The personal information we collect varies depending on the services you request and use.

We may collect and (as described below) disclose nonpublic personal information about you that we obtain from the following sources:

• Information we receive from you on applications and other forms.
• Information about your transactions with us, our affiliates, or others.
• Information we receive from consumer-reporting agencies.

The term “personal information,” as used in this privacy policy, means information that identifies you personally. We may use information that does not personally identify you to help manage our business and to provide us, our affiliates or other companies insight into consumer behavior within our company and on our website. We may use this aggregate, anonymous information even if you ask us to limit the disclosure of your personal information as described herein.

Information we share

We do not sell or provide personal information to third parties for telemarketing or any other independent use.

Third Party Vendors. To offer you products and services that help you achieve your financial goals, we may, however, share information with our affiliates and selected companies with which we contract in order for them to provide services on our behalf.

To protect your privacy, we work only with third party vendors that contractually agree to (a) maintain strong confidentiality protections; (b) limit their use of any personal information to which they have access to those functions that are necessary to perform the services that we have contracted with them to provide; and (c) agree that they will not sell to other third parties the information we provide to them.

Such affiliated companies may include, but are not limited to, financial service providers, mortgage companies, and real estate brokerage firms.

Nonaffiliated Third Parties. We do not share your personal information with nonaffiliated third parties that are not third party vendors (as described above).

Information of Former Customers. If you are no longer a customer of Virginia Statewide Title Services or its affiliates, we will not share information we have collected about you, except as permitted or required by law.

Sharing of Information as Permitted by Law. We also may share information about you in other ways as required by law or as permitted to properly manage our business.

How we protect your information

We restrict access to your personal information to those employees who have a business purpose in utilizing your data. To protect your nonpublic personal information, we maintain physical, electronic and procedural safeguards that comply with federal regulations and leading industry practices and we also require third party vendors working for us to protect your information.

Online communication/Internet users

Regular emails you may send to us are not secure against interception by unauthorized individuals. Therefore, we ask that you not send nonpublic personal information, especially social security numbers, through regular email. Likewise, we will not transmit through regular email sensitive or nonpublic personal information that can compromise or violate a user’s privacy.

We use Internet cookies to facilitate your use of the Virginia Statewide Title Services website. A cookie is a data file that a web server places on your computer when you visit a site that, among other things, enables the site to recognize repeat visits from that computer and to display settings that you have previously selected through that computer. To take full advantage of the features and level of security that the Virginia Statewide Title Services website offers, your Internet browser must meet certain requirements, such as supporting 128 bit encryption, and being set to allow our servers to create a cookie on your system.

Choices

Limiting Information we use for Marketing. We do not release your personal information to affiliates for purposes of marketing. If you establish a direct relationship with one of our affiliates, they may market to you directly – and you may address any requests to cease such marketing directly to such affiliates. Otherwise, to the extent that you receive any marketing materials relating to our affiliates’ services, such communications come directly from Virginia Statewide Title Services and you may exercise your opt-out rights as discussed below.

Email Communication Opt Out. We may periodically send educational and informational emails about our products and services, or those of our affiliates, to customers for whom we have recorded email addresses. All customers who receive these emails have the opportunity to opt out of this service at any time by sending the request to memsvc@vacu.org

How to Exercise your Privacy Choice. You may also exercise any of the above-listed choices to opt out by contacting us by email at memsvc@vacu.org, phone, fax or U.S. mail.

• Virginia Statewide Title Services, LLC
  9211 Forest Hill Avenue, Suite 102
  Richmond, VA 23235
  Phone: (804) 320-4234
  Fax: (804) 521-7968
  Email: memsvc@vacu.org

Links to other websites

Our website contains links to other websites that may be of interest to you. We provide these links as a service to you and are not liable for the content or policies of any of these third party websites. When you leave the Virginia Statewide Title Services website to visit a third party website, Virginia Statewide Title Services’ policies no longer apply. Accordingly, you should review any privacy policies posted on other websites you visit to ensure that you understand and agree to their terms.

Privacy policy inquiries

Please contact us if you have any questions about this statement or if we can help you in any way.

Updates

Material changes to this Policy and updated versions of the Virginia Statewide Title Services Privacy Policy will be posted on the Virginia Statewide Title Services website. The effective date of this Policy is listed below.

October 25th, 2012