Now you can take your VCU pride with you wherever you go with the VCU Black & Gold Mastercard, brought to you by Virginia Credit Union. Whether you want cash back,? rewards points on every purchase, or just a lower rate, the VCU Black & Gold Mastercard lets you flash your VCU pride. Choose from three great VCU card designs Exclusive VCU benefits VCU athletic tickets Get discounted and BOGO tickets to select VCU games. M.LaHart & Co's VCU shop Get $20 off any purchase of $100 or more at M. LaHart & Co.’s VCU shop. Barnes & Noble at VCU Get 20% off at both Barnes & Noble at VCU Bookstore locations.? Choose the VCU Black & Gold Mastercard that fits your lifestyle Attribute to Compare Flex Rewards Mastercard Cash Rewards Mastercard Essential Mastercard Key benefits Key benefits 2x points on travel, entertainment, and dining 1x points on all other purchases Earn 20,000 bonus points when you spend $3,000 within the first 90 days of opening Key benefits 3% back on gas 2% back on groceries and dining 1% back on all other purchases Key benefits Lowest purchase rate with no annual fee VCU discounts VCU discounts Get discounted and BOGO tickets to select VCU games. 20% off at both Barnes & Noble at VCU Bookstore locations? $20 off any $100+ purchase at M.LaHart & Co.’s VCU shop VCU discounts Get discounted and BOGO tickets to select VCU games. 20% off at both Barnes & Noble at VCU Bookstore locations? $20 off any $100+ purchase at M.LaHart & Co.’s VCU shop VCU discounts Get discounted and BOGO tickets to select VCU games. 20% off at both Barnes & Noble at VCU Bookstore locations? $20 off any $100+ purchase at M.LaHart & Co.’s VCU shop Annual, cash advance, and foreign transaction fees Annual, cash advance, and foreign transaction fees $0 Annual, cash advance, and foreign transaction fees $0 Annual, cash advance, and foreign transaction fees $0 Reward details Reward details Easily redeem points through online banking for gift cards, travel, cash back, and more. Reward details Redeem your cash back through online banking or the mobile app via a direct deposit or a statement credit whenever you'd like. There's no expiration date. Reward details Intro offer Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Purchase rate Purchase rate 17.24% – 17.99% APR variable rate based on prime? Purchase rate 15.24% – 17.99% APR variable rate based on prime? Purchase rate 13.24% – 17.99% APR variable rate based on prime? Attribute to Calls to action Apply now Apply now Apply now Features of every credit card 0% intro rate APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. No annual fee Enjoy all the benefits of Mastercard without an annual fee. No cash advance fee Need cash? Pay no fees when you use your credit card to get it. No foreign transaction fees In other countries, the price you see is the price you’ll pay. Manage Cards Lock and unlock your cards, make online payments, and more with Manage Cards. Contactless payments Fast. Secure. Convenient. Just tap and go with our contactless card technology. Digital wallet Conveniently pay and manage information with digital wallets. Mastercard® benefits Feel supported with credit monitoring, Zero Liability protection, and round-the-clock Mastercard Global Service. Apply now Get started by selecting the VCU Black & Gold Mastercard that best fits your lifestyle. Flex Rewards Mastercard Cash Rewards Mastercard Essential Mastercard Credit Card Resources See More Resources Credit Card FAQs Frequently asked questions about credit cards. The Credit Card Explained Together, we’ll walk through what to look for when shopping for a credit card, and what to remember once you’ve got your card. Team points vs team cash back: How I chose my rewards card Whether you get excited about redeeming points for a fun gift or prefer to keep it simple with cash back, we can help with finding a card that fits you best.
Attribute to Compare Flex Rewards Mastercard Cash Rewards Mastercard Essential Mastercard Key benefits Key benefits 2x points on travel, entertainment, and dining 1x points on all other purchases Earn 20,000 bonus points when you spend $3,000 within the first 90 days of opening Key benefits 3% back on gas 2% back on groceries and dining 1% back on all other purchases Key benefits Lowest purchase rate with no annual fee VCU discounts VCU discounts Get discounted and BOGO tickets to select VCU games. 20% off at both Barnes & Noble at VCU Bookstore locations? $20 off any $100+ purchase at M.LaHart & Co.’s VCU shop VCU discounts Get discounted and BOGO tickets to select VCU games. 20% off at both Barnes & Noble at VCU Bookstore locations? $20 off any $100+ purchase at M.LaHart & Co.’s VCU shop VCU discounts Get discounted and BOGO tickets to select VCU games. 20% off at both Barnes & Noble at VCU Bookstore locations? $20 off any $100+ purchase at M.LaHart & Co.’s VCU shop Annual, cash advance, and foreign transaction fees Annual, cash advance, and foreign transaction fees $0 Annual, cash advance, and foreign transaction fees $0 Annual, cash advance, and foreign transaction fees $0 Reward details Reward details Easily redeem points through online banking for gift cards, travel, cash back, and more. Reward details Redeem your cash back through online banking or the mobile app via a direct deposit or a statement credit whenever you'd like. There's no expiration date. Reward details Intro offer Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Intro offer 0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Purchase rate Purchase rate 17.24% – 17.99% APR variable rate based on prime? Purchase rate 15.24% – 17.99% APR variable rate based on prime? Purchase rate 13.24% – 17.99% APR variable rate based on prime? Attribute to Calls to action Apply now Apply now Apply now
0% intro rate APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies.
Mastercard® benefits Feel supported with credit monitoring, Zero Liability protection, and round-the-clock Mastercard Global Service.
The Credit Card Explained Together, we’ll walk through what to look for when shopping for a credit card, and what to remember once you’ve got your card.
Team points vs team cash back: How I chose my rewards card Whether you get excited about redeeming points for a fun gift or prefer to keep it simple with cash back, we can help with finding a card that fits you best.