Get Started It’s easier than ever to become a Virginia Credit Union member! Explore our products and open an account, apply for membership, or learn about becoming a business member. Checking From simple accounts with no minimums to those that reward you for a deeper banking relationship, we have a checking account to meet your needs. Savings Do your long-term plans include buying a house, paying for college, or enjoying retirement? Our savings services help you prepare for these future goals or cover unplanned expenses. Credit Cards Choose from our three personalized cards, each with low rates, outstanding features, and no annual fees. Loans Explore our loans with great rates and low fees, giving you peace of mind to make the best financial choices and the most of every day. Membership Only Looking to become a member? Pay your $5 member share to get started. Business Membership The same benefits we offer members we extend to businesses in Virginia, including one-of-a-kind perks for your entire team. Explore Business Membership. Member Benefits Here’s just a few of our features and benefits: Wide range of affordable banking service Low rates on loans and mortgage, plus special offers on related services Convenient 24/7 access anywhere with online and mobile services Easy-to-access branch locator Supportive staff focused on your needs College scholarships Lifetime membership Free financial seminars and online resources Lower fees and tips on how to avoid fees altogether Attractive savings options Free notary services at our branches with photo ID Comprehensive retirement and investing services Safe deposit boxes at select branches. Contact us at 804-323-6800 for information and availability Official checks for purchases that require a guaranteed payment, such as real estate closings Free Medallion Signature Guarantees – required for transactions that involve security transfers (stocks, bonds, mutual funds) – at our branches with photo ID Learn more about member benefits Who Can Join? VACU membership is open to a wide range of individuals and groups. It's easier than ever to become a member! General Eligibility Requirements Employees and retirees of any: Commonwealth of Virginia state agency or department County, city, town or other political subdivision in Virginia Employees, retirees and members of the following companies, groups, organizations and associations. Individuals who live, work, worship, volunteer or attend school within the boundaries of: City of Richmond City of Petersburg City of Hopewell City of Fredericksburg Buckingham County Cumberland County Nottoway County Prince Edward County Town of Farmville Employees of, retirees of or full-time/part-time students currently enrolled at: Any Virginia state-funded college or university Virginia Union University Randolph-Macon College University of Richmond Immediate family and household members, regardless of where they live, which include: Parents Spouses Children Siblings Grandparents Grandchildren Full List of Eligible Employers, A-Z 5th Avenue Cleaners/Addison Services, Inc. A&J Technologies, Inc. Abilene Motor Express Acca Shriners Ace Towing ACF Environmental Acors & Griffith Actum, Inc. Adjust to Life Behavioral Services, LLC Admiral Security Services Advance Trailer Systems, Inc. d/b/a Riverside Logistics Services AECOM (Richmond employees only) AFP Industries, Inc. Air Excellence, Inc. Air Specialists of Virginia, Inc. Airport Hospitality Ajilon Professional Staffing (Richmond employees only) Albemarle County Department of Fire Rescue – Volunteer Firefighters Albemarle County Department of Fire Rescue – Volunteer EMS All Aboard Child Development Center All About Care, LLC All Nurses Care, Inc. All Risks Ltd. Of Virginia Allen Management, Inc. Allen, Allen, Allen, and Allen Allianz Global Assistance (Richmond employees) Alstom Power, Inc. (Virginia employees only) Amcor Packaging American Association of School Administrators (Employees) American Family Fitness American Red Cross – Greater Richmond Chapter (Richmond employees only) American Specialty Equipment Corp. AMF Bowling Worldwide Amica Mutual Insurance Company (Richmond employees only) Anton Paar USA, Inc. Apex Systems, Inc. Apple Door Systems, Inc. Appomattox Title Company Aquia Harbour Property Owners Association, Inc. Architects Dayton Thompson & Associates, PC Architectural & Engineering Supply Company ARTon Products, Inc. Astyra Corporation Atlantic Coast Athletic Clubs Atlantic Coast Cranes & Machinery, Inc. Atlantic Constructors, Inc. Atlantic Tower Corporation B&B Printing Co., Inc. Bantam’s Plumbing Company, Inc. Barakel, Inc. Battlefield Park Elementary School PTA (Members) Beaverdam Elementary School PTA (Members) Beloro, Inc. DBA Southern Copier Sales & Service Bill Gosling Outsourcing Black Creek Baptist Church Blair Dumond, Inc. Bliley’s Blue Beacon of Fredericksburg Blue Ridge Grading & Utilities, Inc. Blue Ridge Home Builders Association (Members) Boar’s Head Provisions Co., Inc. Bon Secours Retirement Community Bon Secours Richmond Health Systems (Employees and all physicians and their respective staff members affiliated with Bon Secours Richmond Health System or its direct facilities) Bostwick Laboratories, Inc. Bowl America Boydton Community Health Facility, Inc. Brandermill Community Association, Inc. Brandermill Woods Retirement Community Briefings Media Group Brink’s (Richmond Corporate employees only) Brown & Brown Insurance (Richmond and Roanoke employees) Brown Distributing Company, Inc. BrownGreer PLC Buckingham Branch Railroad Buford Road Pharmacy Bug Buster Pest Control Services, Inc. Burlington Coat Factory (Richmond and Fredericksburg employees only) Business Opportunities for the Blind, Inc. C-Fit Community C&L Plumbing C234, Inc. dba Cross Timbers Roofing Canterbury Community Nursery School Capital Area Health Network Care Advantage, Inc. CARITAS Carolina Container Company Caroline County Fire & Rescue – EMS Volunteers Caroline County Fire & Rescue – Volunteer Firefighters Caroline Pines Property Owners Carousel Physical Therapy, Inc. Carter Printing Company Catholic Diocese of Richmond and its integrated auxiliaries (Employees) Cavalier Telephone, L.L.C. CBRE of Virginia (Richmond employees only) Cegedim Centura College Century Engineering, Inc. CFA Institute Chamber of Commerce of Colonial Heights and Petersburg, Virginia, Inc. (Employees and Members) Chamisoft, Inc. Chandler Chevrolet Chanello’s Pizza (Richmond & Mechanicsville locations only) Charlottesville Area Association of Realtors (Members and Employees) ChemTreat Chesterfield Observer Chickahominy Middle School PTA (Members) Chick-fil-A (Colonial Heights location only) Child Care Aware Virginia (Virginia employees) ChildFund International Childhelp, Inc. Children’s Hospital Choice Entertainment ClearPoint Financial Solutions (Virginia employees) Coal Harbor Elementary School PTA (Members) Cobb Office Technologies CodeBlue Technology, LLC Collegiate Funding Services, LLC (Virginia employees only) Collegiate School Colliers International (Richmond area employees) Colonial Athletic Association (CAA) Colonial Chem-Dry Colonial Downs Group, LLC (Virginia locations) Colonial Ford Truck of Tidewater, Inc. Colonial Ford Truck Sales, Inc. Colonial Plumbing & Heating, Co. Colonial Tire Distributors, Inc. Colonial Truck Sales, Inc. ColonialWebb Contractors Colortree Group Comcast (Richmond area employees) Comfort Assured Nurses Corporation Commonwealth Anesthesia Associates Commonwealth Catholic Charities (Virginia employees only) Commonwealth Center for Advanced Manufacturing Commonwealth Public Broadcasting Corporation (Richmond employees only) Community Group, Inc. Community Memorial Healthcenter Companion Extraordinaire Nursing Network, Inc. Computer Consulting Group (Richmond Branch) Computer Resource Team, Inc. Concentrix (Virginia employees) Concord Hospitality Enterprises d/b/a Doubletree by Hilton Hotel (Richmond Airport) Connected Solutions Group, LLC Conotti Corporation Container First Services – Stamptech, Inc. Cool Spring Elementary School PTA (Members) Costco (Southside Richmond employees) Costco Wholesale Corporation (Fredericksburg employees only) Costen Floors, Inc. Courtyard Marriott (Sandston, VA only) Coventry Healthcare of VA Cox Radio Richmond, Inc. (Richmond employees only) Crown Cork & Seal Company (Virginia employees only) Crutchfield Corporation Cultural Center of India (Members) Custom T’s (formerly Virginia T’s) CVS of Virginia Distribution, Inc. D1 Moving, LLC D&P Mechanical LLC Dalylah Angels Homecare, LLC Datamatx, Inc. Data Technologies of Virginia, Inc. David Sussman Realty, Inc. Daystar Desserts, LLC Delta Automation Design Electric, Inc. Dewberry Diamond Health Care Corporation Direct Mail Solutions Discount Tire of Virginia, Inc. (Store VAR02 Employees Only) Dominion Packaging Dominion Payroll Services Dominion Youth Services Don Anderson & Associates, LTD. DoubleTree by Hilton Charlotteville Eagle Tele Services, Inc. East Coast Glass Systems, Inc. East Coast Waffles, Inc. (Virginia employees) Ebenezer Baptist Church Educational Credit Management Corporation (Virginia employees only) Eilerson Development Corporation d/b/a EDC Electrical Equipment Company Electronic Systems of Richmond (Richmond, Petersburg, and Washington, D.C. employees only) Elephant Insurance Services LLC Elizabeth Adam Crump Manor Elizabeth Scott Elementary School PTA (Members) Ellis Financial Corp. Enterprise Leasing Company of Norfolk/Richmond, LLC (Norfolk/Richmond employees only) Entrust Records Management Envera Health, Inc. EverDrive, LLC Executive Women International, Richmond Chapter Exterior Source Faithful Servants Care, LLC Family Care, Inc. Family Lifeline Family Preservation Services, Inc. Farm Fresh – Corp. Fawn Lake Community Association (Members) Fidelity Printing, Inc. Flatter & Associates Florucci Foods, Inc. Foot & Ankle Specialists of Virginia, P.C. Four Points by Sheraton Richmond Fredericksburg Auto Auction Friends of the Central Rappahannock Regional Library (Members) Friends of the Chesterfield County Public Library (Members) Friends of the Henrico County Public Library (Members) Froehling & Robertson, Inc. Gemini Incorporated (Farmville employees only) General Dynamics Shared Resources, Inc. (Charlottesville area employees) Girl Scouts Commonwealth Council of Virginia Goodwill of Central Virginia Grand Fitness Management, LLC d/b/a Planet Fitness (VA locations only) Granger Genetics Grenova, LLC Hallmark Youthcare – Richmond, Inc. Hallsley Homeowners Association, Inc. (Members) Hampton Park Community Association (Residents) Handcraft Cleaners and Launderers, Inc. Hanover Evangelical Friends Church & Day School Hanover Foils, LLC Hanover High School PTSA (Members) Hanover Volunteer EMS Hanover Volunteer Fire Fighters HC Yu and Associates Consulting Engineers HealthSouth Rehabilitation Hospital HealthTrust Henrico Health and Rehabilitation Center HICO Services, Inc. Hilex Poly Company, LLC Hill Phoenix, Inc. Hilton Richmond Hotel and Spa, Short Pump HomeAid, Inc. Hoover and Strong, Inc. Hospice of Virginia Hunton & Williams LLP HydroChem Industrial Services (Petersburg employees only) Independent Container Line, Ltd. INSMED Pharmaceuticals, Inc. Integrated Business Systems, Inc. (IBS, Inc.) Intercept Youth Services, Inc. Intuit (Fredericksburg employees only) IPC Technologies J. M. Fry Company James River Heating and Air Conditioning James River Press LLC Jan Pro Cleaning Systems Jerusalem Baptist Church John M. Gandy Elementary School PTA (Members) KCI Technologies, Inc. (Virginia employees only) Kenco Logistics Services Kersey Creek Elementary School PTA (Members) King William Ruritan, Inc. (Members) Kings Dominion Kohl’s Department Stores (Richmond based employees) Koontz-Bryant, PC Lansing Building Products Laurel Meadow Elementary School PTA (Members) Laurel Pines/F&W Management Corp. Lee Hy Paving Construction, LLC Lewis Ginter Botanical Gardens Local Government Paralegal Association of Virginia, Inc. Logexsoft, Inc. Luck Stone Corporation (Fredericksburg employees only) Luck Stone Corporation (Richmond area employees only) Magnolia Green Golf Club (Employees) Mailing Services, Inc. Manchester Industries Inc. of Virginia Manorhouse Retirement Centers, Inc. Mapcom Systems Markel Corporation (Virginia employees only) Mary Washington Healthcare Mason and Hanger (Virginia employees) Masonic Home of Virginia McGeorge Camping Center, Inc. (dba McGeorge Rolling Hills RV) McKinney and Company (Virginia employees only) MCV Physicians MDT, LLC, d/b/a McDonald’s Mechanicsville Christian Center Mechanicsville Elementary School PTA (Members Medical Facilities of America (Roanoke & Richmond employees only) Medical Facilities of America, Inc. (Bowling Green employees only) Medical Facilities of America, Inc. (Louisa employees only) Members Financial Services Menlo Worldwide Logistics (Virginia employees only) Mercer Human Resources Consulting Merchant’s Inc. Metromont Corporation (Richmond employees only) MeyerGoergen, PC Midlothian Athletic Club (Employees) Mitchell Homes, Inc. Monroe Health and Rehabilitation Center (formerly Eldercare Gardens) Charlottesville, Virginia Monticello Media LLC Moore Norman Group, LLC, d/b/a Launch Trampoline Park-Richmond Morton Consulting Group Moslow Wood MPW Industrial Services, Inc. Mt. Carmel Baptist Church Mutual Assurance Society of Virginia NAPA Auto Parts (Virginia employees) National Micrographic Systems, Inc. (Virginia employees only) Nationz Foundation NDMCO Lenders Institute, Inc. Nelson County, Virginia (elected and appointed officials) Networking Technologies & Support (Virginia employees only) Neurological Associates, Inc. New Generation Youth Services New Touch Global Niamtu, Alexander, Keeney, Harris, Metzger, Dymon & Associates Noble Cars, Inc. (t/a Mercedes Benz of Fredericksburg) NTT Data (Richmond employees) Oak Knoll Middle School PTA (Members) Obrist Americas, Inc. Ocean Systems Engineering Corporation (Virginia employees only) Old Dominion Cabinet Company Old Dominion Security Co., Inc. Old Dominion Truck Leasing/Dominion Dedicated Logistics OrthoVirginia Overhead Door Co. of Central Virginia Owens & Minor Pamplin Historical Park Paradocs, Inc. DBA Great Clips Pari Respiratory Equipment, Inc. Pathways Payerpath, Inc. Pearson’s Corner Elementary School PTA (Members) Pebble Creek Property Owners Association Pediatric & Adult ENT Associates, P.C. Peoples Income Tax, Inc. Pepsi-Cola Bottling Company of Central Virginia who work in Charlottesville, Warrenton, or Weyers Cave (formerly Staunton & Harrisonburg), Virginia Performance Autosport, Inc. Physical Medicine Center Pleasants Hardware Plush Beauty Services, LLC, d/b/a Plush School of Esthetics Pole Green Elementary School PTA (Members) Porvair Filtration Group Powhatan Chamber of Commerce (Members) PPD, Inc. (Richmond Development Lab) PrecisioIR (Richmond employees only) Prevent Child Abuse Virginia Printing Services, Inc. Printpack, Inc. (Fredericksburg employees only) Produce Source Partners Providence Service Corporation Purcell Construction Company (Virginia employees only) Puritan Cleaners Puritan Systems, Inc. Quad Printing (Richmond employees only) Quality Plus Services, Inc. Quality Transportation Services, Inc. Quest Swimming, LLC Rainbow Station, Inc. Rappahannock Area YMCA, Inc. Rappahannock United Way, Inc. Reames & Moyer, Inc. Recreational Resorts, Ltd. (Spotsylvania employees only) Rehab Management, Inc. Republic National Distribution Company Residence Inn - Fredericksburg Resource for Independent Living Resource International, Ltd. Result Performance Retail Merchants Association of Greater Richmond, Virginia, Inc. Richmond Academy of Medicine (Employees) Richmond Association of Realtors Richmond Behavioral Health Authority Richmond Bumper Service, Inc. Richmond Center Stage Richmond Cold Storage Co., Inc. (all Virginia employees) Richmond Convention and Visitors Bureau Richmond Corrugated Box Company Richmond Dental Society, Inc. (Members) Richmond Express Richmond Fiber Systems (Richmond employees only) Richmond Marriott Hotel Richmond Motor Company, Inc. Richmond Pediatric Associates Richmond Raceway Richmond Refrigeration Service, Inc. Richmond Spine Interventions & Pain Center, PC Richmond Steel Rule Dies, Inc. Richmond Volleyball Club (Members and Employees) Riverside Counseling Richmond, PLLC d/b/a RVA Counseling Riverside School, Inc. Robert Half International (Richmond branch only) Roberts Home Medical Rochedale Hundred Community Association, Inc.(Members) Royall & Company RRS Ryerson Company S & M Equipment Corporation (d/b/a McIntyre Equipment Company) Sabra Dipping Company Sam’s Club Sam’s Club - Charlottesville Schnabel Engineering Security First Recycling Corp. (t/a Document Destruction Services) Service Electrical Contractors ServiceMark Appraisal Company Shades of Light, LLC Shamin Hotels Shaw Industries, Inc. (Virginia employees only) Sheltering Arms Physical Rehabilitation Centers Shoe Carnival (Virginia employees only) Shoney’s of Richmond, Inc./Captain D’s Restaurants, Inc./Tidewater Restaurants, Inc. Shoosmith Bros., Inc. Shoosmith Construction, Inc. Short Stop Food Stores, Inc. t/a Styles Bi-Rite SOAR364 Southeast Frozen Foods Southeastern Engineering Sales, Inc. Southeastern Institute of Research Southern Electric, Inc. Southern Equipment Company (d/b/a Ready Mixed Concrete Co.-Richmond office) Southside Baptist Christian School Southworth Mechanical Corporation Spotsylvania Regional Medical Center HCA Virginia Health System St. James Baptist Church St. Joseph’s Villa St. Mary’s Ambulatory Surgery Center St. Mary’s Hospital Medical Office Building (Tenants and employees) Standard Motor Products, Inc. Standex Engraving, LLC Stemmle Plumbing Repair, Inc. Stephen Craig, Inc. STEPS, Inc. Steves and Sons, Inc. Stewart Enterprises, Inc. (Virginia employees only) Stewart Moving and Storage Stonewall Jackson Middle School PTA (Members) Stony Point Surgery Center (MEDARVA) Summerford Homeowners Association, Inc. (Residents) Sun Chemical Sun Styles Timber Framing, Inc. Super Radiator Coils SUPERVALU (Mechanicsville, Richmond, and Chester) Sweet Frog Symphony Manor of Richmond Taskforce Staffing Taylor and Parrish, Inc. TDBBS, LLC Technisource (Virginia employees only) Telvista, Inc. Terex Utilities The Ascendant Group The Computer Solutions Company of Virginia, Inc. The Country Vintner The Faison Center The Great Big Greenhouse, Inc. The Heritage Inn Assisted Living & Memory Care The Kerner Group The Kleane Kare Team, Inc. The Maximus Foundation (Richmond Area Employees) The Salvation Army – Fredericksburg only The Simmons Manufacturing Co., LLC (Virginia employees only) The Trust Company of Virginia The Valentine Museum The Villages at the Crossings Townhouse Association, Inc. The Virginia Home The Vitamin Shoppe (Virginia locations) The Whitlock Group Three Rivers Treatment Center, LLC Titan America (Richmond & Fredericksburg areas only) T-Mobile (Virginia employees only) Tradesman International, Inc. Transfield North America Tredegar Industries Tru Tech Doors USA, Inc. True Health Diagnostics Tuckaway Incorporated Ukrop’s Dress Express / Ukrop’s Threads UniMatrix International Corporation United Parcel Service (Richmond Area Only) United Way of Greater Richmond & Petersburg Universal Health Services, Inc. UPS (Fredericksburg Customer Center) UPS (Keysville, VA only) USP Technologies Van Go, Inc. of Richmond Verity Contractors, LLC Victory Tabernacle Child Development Center Village of Amberleigh Homeowners Association, Inc. (Members) Virginia Adult & Pediatric Allergy Virginia Air Distributors, Inc. Virginia Animal Control Association (Members Only) Virginia Association for Career and Technical Education (Employees and Members) Virginia Blood Services Virginia Cancer Institute Virginia Community Criminal Justice Association Virginia Ear, Nose & Throat Associates Virginia Education Association Virginia Endoscopy Group Virginia Eye Institute Virginia Family Dentistry Virginia Historical Society Virginia Latino Higher Education Network Virginia Municipal League Virginia Physicians for Women Virginia Physicians, Inc. Virginia Premier Health Plan, Inc. Virginia Primary Care Association d/b/a Virginia Community Healthcare Association Virginia Production Alliance (members) Virginia Society of CPAs (employees only) Virginia Urology Center, P.C. Virginia Women’s Center Vulcan Materials Company W. G. Speeks, Inc. W. H. Stovall & Company, LLC W. W. Enroughty and Son, Inc. Waco, Inc. Walker Chaney CPAs Wal-Mart Stores, Inc. #1833 (Fredericksburg Store #1833 employees only Wal-Mart Stores, Inc. #2438 (Stafford employees only) Wal-Mart Stores, Inc. #2520 (Fredericksburg Store #2520 employees only) Washington & Lee University Waste Management (Falmouth employees only) Wellesley Homeowners Association West Creek Financial, Inc. d/b/a Koalafi West Home Health Care, Inc. Westmoreland Rehabilitation and Healthcare WestRock (Corporate Center) WestView Companies, Inc. Whitman, Requardt and Associates, LLP Whole Foods Market, Inc. Wintergreen Property Owners Association (Employees only) Woodfin Heating, Inc. Woodlake Community Association (Employees and Residents) WRIC TV (Richmond employees only) WTVR-TV/Nexstar, Inc. (Richmond employees only) Wyndham Virginia Crossings Hotel and Conference Center Xerox State Healthcare, LLC (Richmond employees only) X-Ray Medical Services, Inc. X-Ray Optical Systems, Inc. YMCA of Greater Richmond Zimmer Mid-Atlantic, Inc. Zoe House, LLC Learn more about membership eligibility Still have questions? Apply online, join in-person at one of our local branches, or contact us directly. Visit a branch Contact us Become a Member Resources See More Resources Why choose Virginia Credit Union? Our accounts, financial tools, and convenient services help you grow your money and live more confidently. Locations As a VACU member, you have access to your funds at thousands of locations nationwide and ATMs worldwide. Membership FAQs Frequently asked questions about membership.
Checking From simple accounts with no minimums to those that reward you for a deeper banking relationship, we have a checking account to meet your needs.
Savings Do your long-term plans include buying a house, paying for college, or enjoying retirement? Our savings services help you prepare for these future goals or cover unplanned expenses.
Credit Cards Choose from our three personalized cards, each with low rates, outstanding features, and no annual fees.
Loans Explore our loans with great rates and low fees, giving you peace of mind to make the best financial choices and the most of every day.
Business Membership The same benefits we offer members we extend to businesses in Virginia, including one-of-a-kind perks for your entire team. Explore Business Membership.
Why choose Virginia Credit Union? Our accounts, financial tools, and convenient services help you grow your money and live more confidently.
Locations As a VACU member, you have access to your funds at thousands of locations nationwide and ATMs worldwide.