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  • Become a Member

    When you join Virginia Credit Union, you’re doing more than finding a financial partner: You’re becoming an owner. We listen to what our members say and develop affordable services and products that help you put your money to work for you, helping you reach your goals sooner.

Get Started

It’s easier than ever to become a Virginia Credit Union member! Explore our products and open an account, apply for membership, or learn about becoming a business member.

  • Checking Icon

    Checking

    From simple accounts with no minimums to those that reward you for a deeper banking relationship, we have a checking account to meet your needs.

  • Savings Icon

    Savings

    Do your long-term plans include buying a house, paying for college, or enjoying retirement? Our savings services help you prepare for these future goals or cover unplanned expenses.

  • Credit Cards Icon

    Credit Cards

    Choose from our three personalized cards, each with low rates, outstanding features, and no annual fees.

  • Personal Loans Icon

    Loans

    Explore our loans with great rates and low fees, giving you peace of mind to make the best financial choices and the most of every day.

  • Business Accounts Icon

    Business Membership

    The same benefits we offer members we extend to businesses in Virginia, including one-of-a-kind perks for your entire team. Explore Business Membership.

Member Benefits

Here’s just a few of our features and benefits:
 

  • Wide range of affordable banking service
  • Low rates on loans and mortgage, plus special offers on related services
  • Convenient 24/7 access anywhere with online and mobile services
  • Easy-to-access branch locator
  • Supportive staff focused on your needs
  • College scholarships
  • Lifetime membership
  • Free financial seminars and online resources
  • Lower fees and tips on how to avoid fees altogether
  • Attractive savings options
  • Free notary services at our branches with photo ID
  • Comprehensive retirement and investing services
  • Safe deposit boxes at select branches. Contact us at 804-323-6800 for information and availability
  • Official checks for purchases that require a guaranteed payment, such as real estate closings
  • Free Medallion Signature Guarantees – required for transactions that involve security transfers (stocks, bonds, mutual funds) â€“ at our branches with photo ID

Who Can Join?

VACU membership is open to a wide range of individuals and groups. It's easier than ever to become a member!

Still have questions?

Apply online, join in-person at one of our local branches, or contact us directly.