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Showing 140 results for 'Pay'

Business Online Banking FAQs
https://www.vacu.org/help/business/business-online-banking-faqs
… are no longer available, but you can utilize Business Bill Pay to send payments to other businesses, or enroll in ACH … treasuryservices@vacu.org to discuss options. Can I pay people with Business Bill Pay? No, Business Bill Pay is designed only to pay other …
6 Things You Need to Know About Balance Transfers
https://www.vacu.org/learn/your-credit/credit-management/6-things-you-need-to-know-about-balance-transfers
… are the interest rates? If I consolidate my debt, could I pay off the full balance at a lower interest rate within the … The interest savings from a lower rate The opportunity to pay off debt The ability to consolidate debt The perks of a … the balance is added to the new card, make an effort to pay the debt within the introductory period to save the most …
Payroll Deduction
https://www.vacu.org/help/checking-and-savings/payroll-deduction
… Deduction Have money automatically deducted from your pay for credit union deposits. If your employer participates … in this service, you can have part or all of your pay sent to your various credit union accounts. Payroll … (to change the TOTAL amount being deducted from your pay) CANCELLATION (to stop ALL your deductions) …
Direct Deposit
https://www.vacu.org/help/checking-and-savings/direct-deposit
… (ACH). Examples of payments that can be deposited Your pay from any employer who offers direct deposit Social … has begun? If you are receiving direct deposit of your pay, your employer will give you a direct deposit advice with your pay stub rather than a paycheck. You can use our 24-hour …
Is this a Scam? Common Examples and How to Handle Them
https://www.vacu.org/learn/security/scams-and-fraud/is-this-a-scam-common-examples-and-how-to-handle-them
… to separate you from your money. If you’re being asked to pay money, provide personal information, or click on a link, … that seem too good to be true. If a stranger wants to pay you for something, insist on a cashier’s check for the … on a number controlled by the scammer and then urged to pay an up-front fee and/or supply personal information to …
Mortgage FAQs
https://www.vacu.org/help/mortgages/mortgage-faqs
… if you get a mortgage for $100,000 with one point, you'll pay $1,000 in points as part of your closing costs. We have … rates and point options. For example, you can choose to pay zero points by accepting a higher interest rate. By …
Personal Loan Options
https://www.vacu.org/loans/personal-loan-options
… Options Personal Loans Receive a lump sum that helps you pay for larger purchases when you need money quickly. Learn … at $2,001, up to your limit Monthly payments as low as $25 Pay 2.5% of your balance or $25 monthly, whichever is … personal loan with a VACU savings account and you could pay less interest. Learn more Apply now Rates as low as 7.50 …
How To Know When to Refinance Your Home
https://www.vacu.org/learn/your-home/refinancing/how-to-know-when-to-refinance-your-home
… having your home appraised, and using the new loan to pay off the old one. Refinancing can be a powerful tool for … How much equity you have in your home Whether you have to pay for Private Mortgage Insurance (PMI) How long you plan to … for your current stage of life. Home Improvements that Pay Off What improvements will increase your home value when …
How Chores Can Help Kids Build Money Skills
https://www.vacu.org/learn/financial-education/how-chores-can-help-kids-build-money-skills
… literacy resources for kids, visit vacu.org/kids . How to pay your kids for chores Once your kids are finished dusting … Determine payment frequency: Decide how often you’ll pay kids for their chores. Weekly or monthly payments are … earns their cash. Use real money: Whenever possible, pay your kids with coins and bills rather than just keeping …
What's a Credit Score and How Can You Improve Yours?
https://www.vacu.org/learn/your-credit/your-credit-report/whats-a-credit-score-and-how-can-you-improve-yours
… payments, get current and stay current. The longer you pay your bills on time, the better your score. Amounts owed … balances should be 30% or less of your available credit. Pay off debt rather than moving it around. Pay more than the minimum required on your credit card. Large …
Are You Ready to Buy a Home?
https://www.vacu.org/learn/your-home/home-buying/are-you-ready-to-buy-a-home
… loans, etc.)? Is it manageable? Can I afford to pay a mortgage and other home expenses, such as insurance, … again. When you rent a home or apartment, the money you pay as rent is an expense. On the other hand, owning a home … cons of owning a home Higher costs — You can expect to pay more for housing as a homeowner than as a renter. Even if …
Protecting Your Money: Beware of Scam Text Messages
https://www.vacu.org/learn/security/scams-and-fraud/protecting-your-money-beware-of-scam-text-messages
… sense of urgency they can create. Phishing Text Messages – Pay Attention to Red Flags: Unusual Sender: Be wary of …
10 Ways to Make Your Home Feel New
https://www.vacu.org/learn/your-home/mortgages/10-ways-to-make-your-home-feel-new
… And, with a little planning, improvements could even pay off down the road. Curious about which improvements are proven to pay off? Read Home Improvements That Pay Off . There’s a reason you initially fell in love with …
Home Refinance
https://www.vacu.org/loans/home-loans/home-refinance
… and you can use your home’s equity for a project or to pay off other debt. Our local mortgage experts will help … Home Refinance Calculator Article Home Improvements that Pay Off View more Refinance your mortgage. Consider …
Individual Retirement Accounts (IRAs)
https://www.vacu.org/banking/savings/iras
… income of at least what is contributed to the IRA. You’ll pay taxes when you withdraw pre-tax contributions and when … long as you meet a five-year aging requirement, you won’t pay federal taxes on your earnings. Features & Benefits for …
Credit Card FAQs
https://www.vacu.org/help/credit-cards/credit-card-faqs
… call Member Services at 804-323-6800 or 800-285-6609, pay at a branch , pay in online banking , or set up an automatic payment from …
Reducing College Costs
https://www.vacu.org/learn/life-events/saving-for-college/reducing-college-costs
… Look into student loans . Remember, you'll have to pay back the money you borrow. Consider living at home . The … of tuition costs. Get tuition assistance. If you can’t pay for college right now, work for a company that offers …
ATM Fee Rebates
https://www.vacu.org/help/debit-cards/atm-fee-rebates
What Are Closing Costs?
https://www.vacu.org/learn/your-home/home-buying/what-are-closing-costs
… equal to 1 percent of the loan amount. The more points you pay, the lower the interest rate on the loan, and vice versa. … money from your lender. You will probably have to pay the interest on the mortgage from the closing date to the …
Is 0% Financing the Best Deal?
https://www.vacu.org/learn/your-car/car-financing/is-0-financing-the-best-deal
… paid over 60 months + $0 + $1,412.81 Total amount you'll pay $20,000 $18,412.81 Total savings --- $1,587.19 Estimated …