Search Results | Virginia Credit Union

Showing 77 results for 'Opening an account'

How to Grow Your Money with Certificate Laddering
https://www.vacu.org/learn/financial-management/saving-and-investing/how-to-grow-your-money-with-certificate-laddering
… with a range of terms and interest rates. Our minimum opening deposit is $500 for each. Our certificates compound … you’re a member, you can add savings certificates to your account through online banking. If you’re new to VACU, you can begin by opening an account online as well. Whether you lock-in for a …
Personal Loan Options
https://www.vacu.org/loans/personal-loan-options
… further. Secure your personal loan with a VACU savings account and you could pay less interest. Learn more Apply now … as early as today Included with all personal loans No opening fees Online banking, mobile banking and telephone transfers of funds to your checking account Low rates Open a loan for as low as $100 and a line …
Rates
https://www.vacu.org/why-vacu/rates
… method approved by us. Property insurance required. If account is closed or paid off within 36 months of opening it, you will pay a reimbursement fee equal to the … insured deposits. ? Checking Rates Product Minimum Opening Deposit Minimum to Earn APY Rate Annual Percentage …
Personal Loans
https://www.vacu.org/loans/personal-loan-options/personal-loans
… Transfer payments automatically from your VACU checking account Loan payment protection Calculate Your Monthly … now – and you could see the money in your account as soon as today. Apply now Rates as low as 7.50% … That’s right: Simply secure your loan with a VACU savings account – Regular Savings, Premium or Premium Plus Money …
Business Membership
https://www.vacu.org/business/business-membership
… Application Get Started Business Checking or Savings Account Application Get Started Business Loan & Credit Card … Ready to roll? Visit a local branch to open your business account. Email us Visit a branch Business Resources See More …
Forms & Applications
https://www.vacu.org/business/membership/forms-and-applications
… & Applications When you’re ready to open your business account, this list will help you gather the documents you … or visit the nearest branch to open a membership or new account. Business Membership Application Business Account Application Authorization Designation Form New …
Team points vs team cash back: How I chose my rewards card
https://www.vacu.org/learn/financial-management/saving-and-investing/team-points-vs-team-cash-back-how-i-chose-my-rewards
… things just doesn’t sit well with me. Check out the card opening incentive – When I get a credit card ad in the mail, … Also, it’s not good for your credit if you start opening up cards for every deal you get so keep this … either apply it to my credit card bill or my VACU checking account. As you can guess, I’m a cash back person. I’ve used …
Home Equity FAQs
https://www.vacu.org/help/mortgages/home-equity-faqs
… credit, as long as it is kept open for 36 months after the opening date. What happens if I pay off or close my home … close your home equity line of credit within 36 months of opening it, then you will pay a reimbursement fee equal to … check, transfer funds to your checking or another VACU account through QuikLine Phone Banking, Online Banking, …
How to Save for a Down Payment
https://www.vacu.org/learn/your-home/home-buying/how-to-save-for-a-down-payment
… to reduce expenses, placing that extra money in a savings account dedicated to your homebuying costs. Consider … from immediate family members. Create a separate savings account for your homebuying goal . Consider opening a separate account to add a barrier to protect your …
Protect Your Loved Ones from Scams Targeting Seniors
https://www.vacu.org/learn/security/protect-your-loved-ones-from-scams-targeting-seniors
… Quickly report lost or stolen Virginia Credit Union account information or call us at 804-323-6800 if you have …
How Chores Can Help Kids Build Money Skills
https://www.vacu.org/learn/financial-education/how-chores-can-help-kids-build-money-skills
… sense for them. Perhaps it’s a jar for each purpose or opening them a savings account . Encourage delayed gratification: Teach your kids to … grow into money-savvy adults. Open a Kids’ Savings Account Parents can empower kids to learn saving skills while …
What's a Credit Score and How Can You Improve Yours?
https://www.vacu.org/learn/your-credit/your-credit-report/whats-a-credit-score-and-how-can-you-improve-yours
… utilization in line: Keep balances low on credit cards. Account balances should be 30% or less of your available … asking to become an authorized user on a credit card account of a person with a high score. Once you open your …
6 Things You Need to Know About Balance Transfers
https://www.vacu.org/learn/your-credit/credit-management/6-things-you-need-to-know-about-balance-transfers
… you can initiate the balance transfer via your online account or speak with a representative from your bank or … debt you are transferring, such as the card issuer, the account number, and the total amount. Balance transfers can …
What Are Closing Costs?
https://www.vacu.org/learn/your-home/home-buying/what-are-closing-costs
… What is Escrow and How Does it Work? What is an escrow account, and what role does it play when buying a house? … the basics and the advantages of this special savings account and go into the home-buying process confidently. What …
Mobile Banking Privacy Notice
https://www.vacu.org/mobile-banking-privacy-notice
… number, and Social Security number when you create an account. We will collect the financial and transaction … necessary to provide you with services, including account numbers, payment card expiration date, payment card … disclosed in our full Privacy Notice available at account opening, on our website, or by contacting us at www.vacu.org …
VACU Offers $100 Incentive to Savers at VCU
https://www.vacu.org/about-us/news/vacu-offers-100-incentive-to-savers-at-vcu
… this week and will reward those who open a savings account with a $50 deposit, participate in financial coaching …
Privacy Notice
https://www.vacu.org/privacy-notice
… include: Social Security number and employment information Account balances and credit card or other debt Credit history … — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, … your personal information, for example, when you: Open an account or apply for a loan Show your driver’s license or …
What to Expect During the Mortgage Process
https://www.vacu.org/learn/your-home/mortgages/what-to-expect-during-the-mortgage-process
Virginia Credit Union Plans December Opening for Third Fredericksburg-Area Branch
https://www.vacu.org/about-us/news/virginia-credit-union-plans-december-opening-for-third-fredericksburg-area-branch
… Virginia Credit Union Plans December Opening for Third Fredericksburg-Area Branch Virginia Credit … dedicated to assisting members with everything from account-based transactions to loan applications. It will … | (804) 560-5664 … Virginia Credit Union Plans December Opening for Third Fredericksburg-Area Branch …
How the Power Payment Debt Payoff Strategy Works
https://www.vacu.org/learn/your-credit/debt-management/how-the-power-payment-debt-payoff-strategy-works