Search Results | Virginia Credit Union

Showing 398 results for 'credit'

Mortgage Acronyms
https://www.vacu.org/learn/your-home/mortgages/mortgage-acronyms
… FRM = Fixed-Rate Mortgage HELOC = Home Equity Line of Credit HUD = (U.S. Department of) Housing and Urban … and interest. Annual Fee - The annual fee for a line of credit is due at the beginning of the first anniversary of the credit line and every year thereafter. Annual Mortgagor …
Flex Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/flex-rewards-mastercard
… Flex Rewards Mastercard® fa-angle-left Credit Cards at Virginia Credit Union Flex Rewards Mastercard® With a Flex Rewards … merchandise, or cash back! ? Apply now Receive a special credit card offer? Our lowest intro rate. Ever. 0% APR …
Can’t Make Your Next Credit Card or Loan Payment? Here’s What to Do
https://www.vacu.org/learn/your-credit/debt-management/cant-make-your-next-credit-card-or-loan-payment-heres-what-to-do
… Can’t Make Your Next Credit Card or Loan Payment? Here’s What to Do Unexpected … If you find yourself unable to make your next credit card or loan payment, there are steps you can take to … is actually the best move to make. Most lenders, Virginia Credit Union included, have more options to offer you the …
Credit Union FAQs
https://www.vacu.org/help/membership/credit-union-faqs
… Credit Union FAQs What's the difference between a credit union and a bank? Credit unions are not-for-profit financial cooperatives that …
Home Equity Options
https://www.vacu.org/loans/home-equity-options
… in terms of 5, 10, 15, or 20 years Home Equity Line of Credit Gain flexibility with recurring expenses, including … costs. Features & Benefits Use as needed, up to approved credit limit Variable monthly payment Variable monthly rate … Attribute to Compare Home Equity Loan Home Equity Line of Credit Best for Best for Large expenses, like a major home …
Insurance
https://www.vacu.org/services/insurance
… of mind. Loan Payment Protection Protect your loan with Credit Life and Credit Disability Insurance that may reduce or pay off your loan if you become unable to do so. ? Learn more Credit Life Insurance Have your loan with Virginia Credit …
Home Equity Loan or Home Equity Line of Credit: Which is Best for You?
https://www.vacu.org/learn/your-home/mortgages/home-equity-loan-or-home-equity-line-of-credit-which-is-best-for-you
… Home Equity Loan or Home Equity Line of Credit: Which is Best for You? If you’ve owned your home for … dental or education expenses, or eliminating high-interest credit card balances. It offers a great way to reduce your … to interest rates that are lower than unsecured debts like credit cards or personal loans. And because the repayment …
Home Equity FAQs
https://www.vacu.org/help/mortgages/home-equity-faqs
… Equity FAQs What's the difference in a home equity line of credit and a home equity loan? A home equity line is an open line of credit. You are approved for a specific credit limit that can be used repeatedly over a period of …
Watch: How to Check Your Credit Report
https://www.vacu.org/learn/your-credit/watch-how-to-check-your-credit-report
… Watch: How to Check Your Credit Report You know your credit report is important...but when's the last time you … seven minutes, we'll walk you through how to check your credit report, explain what each section means, and identify …
6 Ways to Lower Car Insurance Costs
https://www.vacu.org/learn/your-car/car-buying/6-ways-to-lower-car-insurance-costs
… you could save on your insurance policy. Improve your credit score. There are many benefits to having a good credit score including lowering your insurance rate. … in the cost of auto insurance for someone with excellent credit compared to drivers with no credit history. Having a …
Is this a Scam? Common Examples and How to Handle Them
https://www.vacu.org/learn/security/scams-and-fraud/is-this-a-scam-common-examples-and-how-to-handle-them
… You receive a text message that looks like it’s from your credit union or bank, asking you to click on a link or … in scam texts from cybercriminals impersonating Virginia Credit Union. Protect yourself against text messages you … provide personal information. DO NOT provide your debit or credit card number, PIN, or security code. When in doubt, …
Chip Technology
https://www.vacu.org/help/credit-cards/chip-technology
… world and is beginning to be used in the U.S. Your VACU credit and debit cards can be used anywhere in the world … Europay, Mastercard, Visa) is a micro-chip built into VACU credit and debit cards which improves the global usability … reader. Why am I receiving a new card? At Virginia Credit Union, your security is our top priority. In an effort …
Your Credit Score Explained
https://www.vacu.org/learn/your-credit/your-credit-report/your-credit-score-explained
… Your Credit Score Explained A great credit score makes your life easier in so many ways. In this … you’ll see how to build, maintain, and manage the kind of credit score you want. Download our app to view and track …
Personal Line of Credit FAQs
https://www.vacu.org/help/loans/personal-line-of-credit-faqs
… Personal Line of Credit FAQs I paid off my personal line of credit and want to borrow again. Do I need to re-apply? A personal line of credit does not have a fixed term like a loan. It’s a …
RV, Boat and Motorcycle Loans
https://www.vacu.org/loans/rv-boat-motorcycle-loans
… a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method … a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a …
Contact Us
https://www.vacu.org/contact-us/general
… Us Section Navigation Member Services Loans Mortgages Credit Cards Debit Cards Online Banking & Bill Pay … Balances and other Inquiries Account Transfers Loan and credit card payments Withdrawals by check Other Departments … – Friday, 8 am - 5 pm (ET) Mailing Address Virginia Credit Union P.O. Box 90010 Richmond, VA 23225-9010 For …
Wire Transfers
https://www.vacu.org/help/checking-and-savings/wire-transfers
… from one financial institution to another. Immediate credit is given for wire transfers once the credit union receives them. Wire Transfer Reference Guide Incoming Wire Transfers Virginia Credit Union receives incoming wires for members through one …
Car Protection & Insurance
https://www.vacu.org/services/insurance-protection/car-protection-insurance
… independent insurance agency, and an affiliate of Virginia Credit Union. Their partnerships with multiple insurance … to $50,000 Cover your deductible up to $1,000 Protect your credit rating Give you peace of mind GAP is available for new … one of the items you finance. For your existing Virginia Credit Union vehicle loan. Additional qualifications must be …
Personal Loan Options
https://www.vacu.org/loans/personal-loan-options
… Cash TODAY Get funds as early as today Personal Lines of Credit Apply once – and tap into your money when you need it. … Low rates Open a loan for as low as $100 and a line of credit for as low as $2,001 Become a member When you become a credit union member, you can access great accounts, low …
Business Loans
https://www.vacu.org/business/business-loans
… your needs Great rates Fixed and variable rates available Credit Cards Give your business a secure and convenient … $200 When you spend $3,000 in the first 90 days Lines of Credit Use a business equity line of credit to help with your short-term financial needs and …