Wire Transfers

A wire transfer is a quick, efficient way to move funds electronically from one financial institution to another. Immediate credit is given for wire transfers once the credit union receives them.

 Wire Transfer Reference Guide

Incoming Wire Transfers

Virginia Credit Union receives incoming wires for members through one source, the Federal Reserve System. We do not accept wire transfers for non-members or “to be picked up upon proper ID.”

Credit union members can receive funds to their credit union account without a Virginia Credit Union fee through domestic and international wire transfers.

Wires from within the U.S.

Account owners will need to provide this information for a domestic wire being sent to their Virginia Credit Union account:

• Financial Institution: Virginia Credit Union
• City, State: Richmond, Virginia
• Routing/ABA Number: 251082615
• Member Information:
  • Name
  • 10-digit Account Number
  • Mailing Address

Wires from outside the U.S.

Account owners will need to provide this information for an international wire being sent to their Virginia Credit Union account: 

• Financial Institution: Virginia Credit Union
• Street Address: 7500 Boulders View Drive
• City, State, Zip: Richmond, VA 23225-9010
• Country: USA
• Transmittal Name: VIRGINIA CU RICH
• Routing/ABA Number: 251082615
• Member Information:
  • Name
  • 10-digit Account Number
  • Mailing Address

Note: Virginia Credit Union does not use a SWIFT code. 

Outgoing Wire Transfers

For outgoing wire transfers, similar information will be needed for the party to receive the funds. There is a fee for sending an outgoing wire. Please contact Member Services at 804-323-6800 or 800-285-6609 if you need help or if you would like information about an outgoing wire transfer.