Search Results | Virginia Credit Union

Showing 53 results for 'secured card'

Chip Technology
https://www.vacu.org/help/credit-cards/chip-technology
… that improves the global usability and security of the card, in addition to the magnetic stripe. How it works At merchants with chip readers Insert your card into the reader and leave it there for the entire … all other merchants , nothing changes. You can use your card as you normally would. Present your card to the merchant …
Flex Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/flex-rewards-mastercard
… or cash back! ? Apply now Receive a special credit card offer? Our lowest intro rate. Ever. 0% APR applies for … and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance … on all other purchases. Features of every Flex Rewards card: Fewer fees No annual fee, no cash advance fee, AND no …
Essential Mastercard®
https://www.vacu.org/banking/credit-cards/essential-mastercard
… keeps it simple. Apply now Receive a special credit card offer? Our lowest intro rate. Ever. 0% APR applies for … and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance … no foreign transaction fee. Features of every Essential card: No annual fee Enjoy all the benefits of Mastercard …
Credit Card Security Alerts
https://www.vacu.org/help/privacy-and-security/credit-card-security-alerts
… Credit Card Security Alerts To notify you more quickly if suspicious activity is detected on your VACU credit card, your credit union has alert notification options. These … to easily evaluate the validity of activity on your credit card to prevent additional fraud. Phone Alerts A call from a …
Debit Card Information & FAQs
https://www.vacu.org/help/debit-cards/debit-card-information-and-faqs
… Debit Card Information & FAQs A debit card ? makes shopping and traveling easier. It works like a … funds at merchants and ATMs. To activate your debit card, call 866-985-2273 Use your debit card for purchases & …
Cash Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/cash-rewards-mastercard
… all other purchases. Apply now Receive a special credit card offer? Our lowest intro rate. Ever. 0% APR applies for … and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance … no foreign transaction fee. Features of every Cash Rewards card: Fewer fees No annual fee, no cash advance fee, AND no …
Credit Card FAQs
https://www.vacu.org/help/credit-cards/credit-card-faqs
… Credit Card FAQs What if my VACU credit card is lost or stolen? Call Cardholder Services toll-free … 24-hours a day at 866-820-3947 . What type of credit card security alerts do you offer? There are a few ways you …
Debit Card Overdrafts
https://www.vacu.org/help/debit-cards/debit-card-overdrafts
… Debit Card Overdrafts VACU provides an option for members who would like to avoid declined ATM and everyday debit card transactions. Everyday debit card transactions are routine day-to-day transactions such as …
Debit & Credit Card Security Tips
https://www.vacu.org/help/debit-cards/debit-and-credit-card-security-tips
… Debit & Credit Card Security Tips Virginia Credit Union has 24-hour fraud … detection processes and other tools to help guard against card fraud when transactions are presented for authorization. … cardholders should also take to reduce the potential for card fraud. Protect your card numbers to the extent …
Online Banking FAQs
https://www.vacu.org/help/online-banking/online-banking-faqs
… . Transfers, payments and deposits How do I make a credit card payment? You can make credit card payments by selecting Transfers & Payments from the menu …
How to Start Building Credit
https://www.vacu.org/learn/your-credit/your-credit-report/how-to-start-building-credit
… your loan worthiness. Open a small loan or credit card If you have earned income (an independent source of repayment), a credit card with a low limit is a good way to start. Don’t have a job yet? Then a small personal loan that is secured with a savings account may be a better option. Use …
Contactless Payment
https://www.vacu.org/help/credit-cards/contactless-payment
… symbol at your checkout line. 2. Tap Just tap your card on the checkout terminal. 3. Go That’s it. The terminal … has the contactless payment symbol, then simply tap your card to the terminal. No touching, no buttons, and no fuss. … contactless transactions? Just as safe as inserting a chip card. It’s protected by a one-time-use code that changes each …
Keeping Personal Information Safe on Your Cell Phone
https://www.vacu.org/learn/security/online-security/keeping-personal-information-safe-on-your-cell-phone
… commonly see this method of protection when signing onto secured sites (such as online banking and email), or when … not ask you for sensitive information such as debit/credit card numbers or passwords over the phone. If you are ever … not ask you for sensitive information such as debit/credit card numbers or passwords over the phone." If you find …
Teens and Money: Checking and Savings Account
https://www.vacu.org/learn/financial-education/teens/teens-and-money-checking-and-savings-account
… covered. Typically linked to a savings account or credit card, there is a fee for this service (though it is much, … to have it investigated immediately. Using Your ATM/Debit Card When you open your checking account, you may be issued either an ATM (automated teller machine) card or a debit card. There are differences between the two: …
Protect Yourself Online
https://www.vacu.org/learn/security/online-security/protect-yourself-online
… of any email that asks for your passwords, PINs, credit card numbers or other confidential personal information. Do … VACU as well as any other financial institutions, credit card providers, or merchants you use. If we need to contact … suspect you have entered your credit union account, credit card or debit card information in a phony website, contact …
Change Contact Information
https://www.vacu.org/help/membership/change-contact-information
… credit cards by selecting 'My Profile’ under “Get More Card Information” on your credit card Account Activity page. Update your Credit Card Security Alerts phone number by accessing …
Mortgage Acronyms
https://www.vacu.org/learn/your-home/mortgages/mortgage-acronyms
… one person). Blanket Mortgage - A single mortgage that is secured by more than one parcel of real estate. Bona Fide - … A real estate bond is a written obligation, usually secured by a mortgage or deed of trust. Breach of Contract - … charged to a buyer or seller. Compare with credit. Debit Card (EFT) - A plastic card which looks similar to a credit …
Is this a Scam? Common Examples and How to Handle Them
https://www.vacu.org/learn/security/scams-and-fraud/is-this-a-scam-common-examples-and-how-to-handle-them
… personal information. DO NOT provide your debit or credit card number, PIN, or security code. When in doubt, call us … listed online or on the back of your debit or credit card. Our members are receiving calls from scammers … personal information. DO NOT provide your debit or credit card number, PIN, or security code. When in doubt, call us …
Convenience Pay
https://www.vacu.org/help/loans/convenience-pay
… account or a Visa®, Discover®, or Mastercard® debit card. Payments can be made for the following types of loans: … in the "date of birth" field. When making credit card payments, you will need the last eight digits of your card, so have your credit card handy. Review your bill …
Contact Us
https://www.vacu.org/contact-us/general
… and other Inquiries Account Transfers Loan and credit card payments Withdrawals by check Other Departments Call: …