Search Results | Virginia Credit Union

Showing 142 results for 'payment'

Supercharge Your Debt Payoff Strategy with Principal-Only Payments
https://www.vacu.org/learn/your-credit/debt-management/supercharge-your-debt-payoff-strategy-with-principal-only
… balance of your loan. Typically, your monthly loan payment is split between interest (what the lender charges … monthly payments and supplement with a principal-only payment, every dollar of which directly reduces your loan … a $5,000 student loan and make an extra principal-only payment of $100 every month, that extra payment is going …
Convenience Pay
https://www.vacu.org/help/loans/convenience-pay
… Convenience Pay is a quick and secure way to make a loan payment with funds from another financial institution using … the type of loan, and then click Submit to access the payment center. For business loans, enter the business' date … card handy. Review your bill information, select your payment method, and then click Submit . Enter your banking …
Loan Payments
https://www.vacu.org/loan-payments/mortgages
… of Credit Credit Cards Mortgages Manage Mortgage Make a payment through the Manage Mortgage portal in online and … app. Apple or Android ? Both work with our mobile app. Payment Timing Make a one-time payment ? or schedule a recurring automatic transfer . Direct …
Bill Pay
https://www.vacu.org/help/online-banking/bill-pay
… number of bills you pay for free. It's convenient. Choose payment frequency options: one-time, monthly, weekly, … this) When you're ready, schedule a one-time or recurring payment to come from your VACU checking account You can add … add a payee? How-To Guide: Add A Payee How do I set up a payment? How-To Guide: Pay A Company How-To Guide: Pay An …
Loan Payments
https://www.vacu.org/loan-payments/loans
… Credit Cards Mortgages Online Banking Make your loan payment by transferring funds from your VACU account in … app. Apple or Droid ? Both work with our mobile app. Payment Timing Make a one-time payment ? or schedule a recurring automatic transfer . …
Loan Payments
https://www.vacu.org/loan-payments/credit-cards
… Apple or Android ? Both work with the VACU Cards app. Payment Timing Make a one-time payment ? . Auto Pay Automatically pay your credit card balance each month or choose from different payment types, such as the minimum payment due, a fixed …
Loan Payments
https://www.vacu.org/loan-payments/lines-of-credit
… Credit Cards Mortgages Online Banking Make your loan payment by transferring funds from your VACU account in … app. Apple or Android ? Both work with our mobile app. Payment Timing Make a one-time payment ? or schedule a recurring automatic transfer . …
Loan Payment Protection
https://www.vacu.org/services/insurance-protection/loan-payment-protection
… Loan Payment Protection Loan Payment Protection Give yourself some peace of mind. Call us … offer three types of loan insurance products to meet your payment obligations. These types of coverage are available …
Mortgage Acronyms
https://www.vacu.org/learn/your-home/mortgages/mortgage-acronyms
… in a mortgage that gives the lender the right to demand payment of the entire principal balance if a monthly payment is missed. Acceptance - A party’s consent to enter … that defines the terms of the sale. Additional Principal Payment - A payment by a borrower of more than the scheduled …
Can’t Make Your Next Credit Card or Loan Payment? Here’s What to Do
https://www.vacu.org/learn/your-credit/debt-management/cant-make-your-next-credit-card-or-loan-payment-heres-what-to-do
… Can’t Make Your Next Credit Card or Loan Payment? Here’s What to Do Unexpected events can often leave … find yourself unable to make your next credit card or loan payment, there are steps you can take to address the … few questions to ask yourself: If you can’t make a minimum payment, how much can you afford to pay? How long do you …
Personal Loans
https://www.vacu.org/loans/personal-loan-options/personal-loans
… automatically from your VACU checking account Loan payment protection Calculate Your Monthly Payment Apply now for the money you need Applying for a … with our Loan Consolidation Calculator. Fixed-Rate Loan Payment Calculator Determine your monthly payment for a …
What is the best mortgage loan for me?
https://www.vacu.org/learn/your-home/mortgages/what-is-the-best-mortgage-loan-for-me
… for the life of the loan. Your principal and interest payment will adjust periodically according to your mortgage … home a long time and it’s important that your mortgage payment remains the same every month, except for taxes and … consider fixed-rate loans. If you’re interested in a lower payment to start out and comfortable with periodic changes to …
Fixed-Rate Loan Payment Calculator
https://www.vacu.org/learn/your-credit/debt-management/fixed-rate-loan-payment-calculator
… Fixed-Rate Loan Payment Calculator Know before you apply. Explore different … to estimate the day you’ll be debt-free … Fixed-Rate Loan Payment Calculator …
How the Power Payment Debt Payoff Strategy Works
https://www.vacu.org/learn/your-credit/debt-management/how-the-power-payment-debt-payoff-strategy-works
… How the Power Payment Debt Payoff Strategy Works Debt can feel … the snowball strategy or rollover payments, the power payment approach is designed to accelerate your journey to … before the promotional rate expires. 3. Allocate a power payment Once you've identified the first debt to tackle, …
Personal Lines of Credit
https://www.vacu.org/loans/personal-loan-options/personal-lines-credit
… Minimum payments and due dates shown on statements Loan payment protection Low monthly payments Avoid fees with … about personal lines of credit. Personal Loan Monthly Payment Calculator Run the numbers before you borrow with our Personal Loan Monthly Payment Calculator. Determine your monthly payment based on a …
RV, Boat and Motorcycle Loans
https://www.vacu.org/loans/rv-boat-motorcycle-loans
… excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a … us for specific terms, rates, and available discounts. Payment example based on a $35,000.00 loan: $846.10 at a … excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a …
Steps to Get Out of Debt
https://www.vacu.org/learn/your-credit/debt-management/steps-to-get-out-of-debt
… auto loans, and if you are able to secure a lower monthly payment, that frees up cash flow to pay down other debt. You … potentially lower your rate. Plus, having just one monthly payment makes it easier to budget and get a grasp on your … calculated interest. By making an extra “principal-only” payment, you can save on the interest you pay throughout the …
How to Save for a Down Payment
https://www.vacu.org/learn/your-home/home-buying/how-to-save-for-a-down-payment
… How to Save for a Down Payment Are you looking to buy your first home? It's hard to … into your head that you need to save for an elusive down payment. This intimidating down payment, coupled with closing costs , can make a first step …
Car Affordability Calculator
https://www.vacu.org/learn/your-car/car-financing/car-affordability-calculator
… the vehicle you can afford based on your ideal monthly payment. ? Our affordable car loans offer you the same low …
What is Escrow and How Does it Work?
https://www.vacu.org/learn/your-home/home-buying/what-is-escrow-and-how-does-it-work
… be paid on time. You won’t have to worry about payment dates for the multiple costs through an escrow … the risk of lapsed insurance coverage or delinquent taxes. Payment increases are covered. Your mortgage servicer … premiums increases when calculating your monthly escrow payment. Fund shortages are covered. Often mortgage servicers …