Search Results | Virginia Credit Union

Showing 119 results for 'credit cards'

What's a Credit Score and How Can You Improve Yours?
https://www.vacu.org/learn/your-credit/your-credit-report/whats-a-credit-score-and-how-can-you-improve-yours
… What's a Credit Score and How Can You Improve Yours? A credit score is your three-digit credit history rating. Your … credit utilization in line: Keep balances low on credit cards. Account balances should be 30% or less of your …
Essential Mastercard®
https://www.vacu.org/banking/credit-cards/essential-mastercard
… Essential Mastercard® fa-angle-left Credit Cards at Virginia Credit Union Essential Mastercard® Get the credit you need at …
Chip Technology
https://www.vacu.org/help/credit-cards/chip-technology
… Chip Technology VACU cards feature a built-in microchip that improves the global … world and is beginning to be used in the U.S. Your VACU credit and debit cards can be used anywhere in the world … Europay, Mastercard, Visa) is a micro-chip built into VACU credit and debit cards which improves the global usability …
Flex Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/flex-rewards-mastercard
… Flex Rewards Mastercard® fa-angle-left Credit Cards at Virginia Credit Union Flex Rewards Mastercard® With a Flex Rewards …
Team points vs team cash back: How I chose my rewards card
https://www.vacu.org/learn/financial-management/saving-and-investing/team-points-vs-team-cash-back-how-i-chose-my-rewards
… my rewards card I’m what you would call a gamer in the credit card world. I look for the best rewards and make sure … full each month so I never pay interest. There are so many credit cards out there, all offering the latest, greatest deal. If …
Cash Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/cash-rewards-mastercard
… Cash Rewards Mastercard® fa-angle-left Credit Cards at Virginia Credit Union Cash Rewards Mastercard® Earn cash back ? on …
The Credit Card Explained
https://www.vacu.org/learn/your-credit/credit-management/the-credit-card-explained
… The Credit Card Explained Most everyone uses credit cards, but what do you need to know before you get …
8 Ways to Improve Your Credit Score
https://www.vacu.org/learn/your-credit/your-credit-report/8-ways-to-improve-your-credit-score
… 8 Ways to Improve Your Credit Score The credit score. It may be confusing and even a little … current, and stay current. 4. Keep balances low on credit cards. A good rule of thumb is to keep account balances below …
Credit Card Security Alerts
https://www.vacu.org/help/privacy-and-security/credit-card-security-alerts
… Credit Card Security Alerts To notify you more quickly if suspicious activity is detected on your VACU credit card, your credit union has alert notification … Security Text Alerts are only available for VACU Credit Cards. How do I change the mobile number I have registered? …
6 Things You Need to Know About Balance Transfers
https://www.vacu.org/learn/your-credit/credit-management/6-things-you-need-to-know-about-balance-transfers
… to Know About Balance Transfers You’ve probably seen a credit card ad promoting a great balance transfer offer. … offers can be intriguing, but you may be wondering: Is a credit card balance transfer a good idea for me? If done … With that said, reduce or limit your use of other credit cards to stick with the goal of consolidating your debt. …
What's a Credit Report and How Does it Affect Your Life?
https://www.vacu.org/learn/your-credit/your-credit-report/whats-a-credit-report-and-how-does-it-affect-your-life
… What's a Credit Report and How Does it Affect Your Life? Credit report – you’ve probably heard the term before. But … to learn how much it can impact your life. Along with your credit score, your credit report determines whether you can …
Debit Card Information & FAQs
https://www.vacu.org/help/debit-cards/debit-card-information-and-faqs
… debit card for shopping and payment of services Select “credit” and your purchase is handled by Mastercard® Or, … Lock your card and report it lost/stolen in the Manage Cards feature of online banking, in the VACU Cards app, or by … within online or mobile banking . Visit: A Virginia Credit Union branch FAQs Can I choose my own debit card PIN? …
Loan Payment Protection
https://www.vacu.org/services/insurance-protection/loan-payment-protection
… make it hard to keep up with payments. That’s why we offer credit insurance ? at lower rates than you might find elsewhere. Credit insurance can cover your payments To help you sleep … any loan or line of credit except first mortgages, credit cards, home equity lines of credit and home equity loans. …
How to Start Building Credit
https://www.vacu.org/learn/your-credit/your-credit-report/how-to-start-building-credit
… How to Start Building Credit Believe it or not, when you apply for credit, having no credit is almost as bad as having bad … damage a good reference. Don’t apply for multiple credit cards Applying for too much credit in a short period of time …
Credit Card FAQs
https://www.vacu.org/help/credit-cards/credit-card-faqs
… Credit Card FAQs What if my VACU credit card is lost or stolen? Call Cardholder Services … card for my account? Yes, you can request additional cards for the same account. You will be responsible for the charges made with additional cards. What are my responsibilities as a joint applicant? You …
Contact Us
https://www.vacu.org/contact-us/credit-cards
… Us Section Navigation Member Services Loans Mortgages Credit Cards Debit Cards Online Banking & Bill Pay Collections & Recovery General Contact Credit Card Customer Service Call: 866-820-3947 Credit Card …
Extra Credit Checking
https://www.vacu.org/banking/checking/extra-credit-checking
… Extra Credit Checking Extra Credit Checking Members 13-22 years old ? can earn cash on money in the bank—just like extra credit from the teacher. New Members: Open an account …
Debit Card Overdrafts
https://www.vacu.org/help/debit-cards/debit-card-overdrafts
… Overdraft Protection transfers from savings or a line of credit How to opt in If you do want VACU to pay overdrafts on … Overdraft Protection transfers from savings or a line of credit Are there fees if I opt in? There is no fee to opt in. … a transaction will be paid is at the discretion of the credit union and we cannot guarantee that we will always …
Loan Payments
https://www.vacu.org/loan-payments/credit-cards
… of your own home. Section Navigation Loans Lines of Credit Credit Cards Mortgages Manage Cards Easily manage your VACU cards …
Can’t Make Your Next Credit Card or Loan Payment? Here’s What to Do
https://www.vacu.org/learn/your-credit/debt-management/cant-make-your-next-credit-card-or-loan-payment-heres-what-to-do
… Can’t Make Your Next Credit Card or Loan Payment? Here’s What to Do Unexpected … If you find yourself unable to make your next credit card or loan payment, there are steps you can take to … is actually the best move to make. Most lenders, Virginia Credit Union included, have more options to offer you the …