Search Results | Virginia Credit Union

Showing 398 results for 'credit'

What's a Credit Score and How Can You Improve Yours?
https://www.vacu.org/learn/your-credit/your-credit-report/whats-a-credit-score-and-how-can-you-improve-yours
… What's a Credit Score and How Can You Improve Yours? A credit score is your three-digit credit history rating. Your credit score determines whether …
News and Events
https://www.vacu.org/why-vacu/about-us/news-and-events
… Navigation Latest News Events Featured Image News Virginia Credit Union Awards $150,000 in Education Scholarships to Aid Members in Pursuit of College Degree Virginia Credit Union is proud to award $150,000 in scholarships to 30 … higher education pursuits. Featured Image News Virginia Credit Union’s Financial Success for Women Summit Draws 350 …
News and Events
https://www.vacu.org/why-vacu/about-us/news
… Navigation Latest News Events Featured Image News Virginia Credit Union Awards $150,000 in Education Scholarships to Aid Members in Pursuit of College Degree Virginia Credit Union is proud to award $150,000 in scholarships to 30 … higher education pursuits. Featured Image News Virginia Credit Union’s Financial Success for Women Summit Draws 350 …
8 Ways to Improve Your Credit Score
https://www.vacu.org/learn/your-credit/your-credit-report/8-ways-to-improve-your-credit-score
… 8 Ways to Improve Your Credit Score The credit score. It may be confusing and even a little … but one thing’s for sure – knowing how to improve your credit score is important. Before we get into tips for …
What's a Credit Report and How Does it Affect Your Life?
https://www.vacu.org/learn/your-credit/your-credit-report/whats-a-credit-report-and-how-does-it-affect-your-life
… What's a Credit Report and How Does it Affect Your Life? Credit report – you’ve probably heard the term before. But … to learn how much it can impact your life. Along with your credit score, your credit report determines whether you can …
The Credit Card Explained
https://www.vacu.org/learn/your-credit/credit-management/the-credit-card-explained
… The Credit Card Explained Most everyone uses credit cards, but what do you need to know before you get … of your time, and we’ll walk through what to look for in a credit card, and what to remember once you’ve got your card. …
Loan Payment Protection
https://www.vacu.org/services/insurance-protection/loan-payment-protection
… make it hard to keep up with payments. That’s why we offer credit insurance ? at lower rates than you might find elsewhere. Credit insurance can cover your payments To help you sleep … types of coverage are available for any loan or line of credit except first mortgages, credit cards, home equity …
Personal Lines of Credit
https://www.vacu.org/loans/personal-loan-options/personal-lines-credit
… Personal Lines of Credit Personal Lines of Credit Apply once – and get the money whenever you need it. A line of credit provides a ready source of funds, from $2,001 all the …
How to Start Building Credit
https://www.vacu.org/learn/your-credit/your-credit-report/how-to-start-building-credit
… How to Start Building Credit Believe it or not, when you apply for credit, having no credit is almost as bad as having bad credit. And building …
Taking Control of Your Credit Report
https://www.vacu.org/learn/your-credit/your-credit-report/taking-control-of-your-credit-report
… Taking Control of Your Credit Report It's a smart personal policy to check your credit report once a year and correct any errors. There are several reasons errors may appear on your credit report: You have been mistaken for another person with …
Essential Mastercard®
https://www.vacu.org/banking/credit-cards/essential-mastercard
… Essential Mastercard® fa-angle-left Credit Cards at Virginia Credit Union Essential Mastercard® Get the credit you need at our lowest everyday purchase rate with no …
6 Things You Need to Know About Balance Transfers
https://www.vacu.org/learn/your-credit/credit-management/6-things-you-need-to-know-about-balance-transfers
… to Know About Balance Transfers You’ve probably seen a credit card ad promoting a great balance transfer offer. … offers can be intriguing, but you may be wondering: Is a credit card balance transfer a good idea for me? If done … save you money by moving your debt from a high-interest credit card to one with a lower interest rate. Here are our …
Free Annual Credit Reports
https://www.vacu.org/learn/your-credit/your-credit-report/free-annual-credit-reports
… Free Annual Credit Reports An amendment to the federal Fair Credit Reporting Act requires each of the nationwide credit reporting companies to provide you with a free copy of …
Credit Card Security Alerts
https://www.vacu.org/help/privacy-and-security/credit-card-security-alerts
… Credit Card Security Alerts To notify you more quickly if suspicious activity is detected on your VACU credit card, your credit union has alert notification options. These alerts …
Cash Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/cash-rewards-mastercard
… Cash Rewards Mastercard® fa-angle-left Credit Cards at Virginia Credit Union Cash Rewards Mastercard® Earn cash back ? on … 1% on all other purchases. Apply now Receive a special credit card offer? Our lowest intro rate. Ever. 0% APR …
Extra Credit Checking
https://www.vacu.org/banking/checking/extra-credit-checking
… Extra Credit Checking Extra Credit Checking Members 13-22 years old ? can earn cash on money in the bank—just like extra credit from the teacher. New Members: Open an account …
Team points vs team cash back: How I chose my rewards card
https://www.vacu.org/learn/financial-management/saving-and-investing/team-points-vs-team-cash-back-how-i-chose-my-rewards
… my rewards card I’m what you would call a gamer in the credit card world. I look for the best rewards and make sure … full each month so I never pay interest. There are so many credit cards out there, all offering the latest, greatest deal. If you are currently using a credit card that offers no rewards and pay your credit card …
Credit Card FAQs
https://www.vacu.org/help/credit-cards/credit-card-faqs
… Credit Card FAQs What if my VACU credit card is lost or stolen? Call Cardholder Services … toll-free 24-hours a day at 866-820-3947 . What type of credit card security alerts do you offer? There are a few …
Scholarships FAQs
https://www.vacu.org/help/membership/scholarships-faqs
… Yes, to apply, students must be members of Virginia Credit Union who joined by February 28, 2025. What are the … on their account, am I eligible to apply for the Virginia Credit Union scholarship program? To be eligible, you must … I'm a graduate student. Am I eligible for a Virginia Credit Union scholarship? The scholarship program was …
Contact Us
https://www.vacu.org/contact-us/credit-cards
… Us Section Navigation Member Services Loans Mortgages Credit Cards Debit Cards Online Banking & Bill Pay Collections & Recovery General Contact Credit Card Customer Service Call: 866-820-3947 Credit Card Activation Call: 800-631-3197 Lost or Stolen …