Search Results | Virginia Credit Union

Showing 72 results for 'Balance'

Accounts for Business
https://www.vacu.org/business/accounts-business
… maintenance fee if kept above a $2,500 minimum daily balance. $10 when below the minimum daily balance Standard transactions 150 Get 150 transactions … maintenance fee if kept above a $5,000 minimum daily balance. $12 when below the minimum daily balance More …
6 Things You Need to Know About Balance Transfers
https://www.vacu.org/learn/your-credit/credit-management/6-things-you-need-to-know-about-balance-transfers
… 6 Things You Need to Know About Balance Transfers You’ve probably seen a credit card ad promoting a great balance transfer offer. These offers can be intriguing, but you may be wondering: Is a credit card balance transfer a good idea for me? If done right, a balance …
Credit Card Balance Transfer
https://www.vacu.org/help/credit-cards/credit-card-balance-transfer
… Credit Card Balance Transfer Save money when you transfer balances from … have a VACU credit card yet? Find the right card for your balance transfer. Compare cards … Credit Card Balance Transfer …
Flex Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/flex-rewards-mastercard
… your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 … Travel on a Budget Article 6 Things You Need to Know About Balance Transfers Insider Tip Team points vs team cash back: …
Essential Mastercard®
https://www.vacu.org/banking/credit-cards/essential-mastercard
… your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 … Great low rate. Low rate Save on every purchase and balance transfer with our lowest everyday rate. Save on fees. …
Cash Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/cash-rewards-mastercard
… your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 … Helpful Articles Article 6 Things You Need to Know About Balance Transfers Insider Tip Team points vs team cash back: …
Checking
https://www.vacu.org/banking/checking
… Checking Regular Checking Free, with no minimum balance. Open an account with just $20. Learn more about … and much more No hidden fees $0 No monthly fee or minimum balance Extra Credit Checking For members 13 to 22 years old, … (View Rates) No hidden fees $0 No monthly fee or minimum balance Checking Plus Earn dividends on your money while …
Mortgage Acronyms
https://www.vacu.org/learn/your-home/mortgages/mortgage-acronyms
… lender the right to demand payment of the entire principal balance if a monthly payment is missed. Acceptance - A … principal amount due, in order to reduce the remaining balance of the loan. Adjustable Rate Mortgage - An adjustable … applied to interest and principals and shows the remaining balance after each payment is made. Amortization Term - The …
Supercharge Your Debt Payoff Strategy with Principal-Only Payments
https://www.vacu.org/learn/your-credit/debt-management/supercharge-your-debt-payoff-strategy-with-principal-only
… like — payments that go straight toward the principal balance of your loan. Typically, your monthly loan payment is … you to borrow money) and the principal (the actual loan balance). To level up your debt-payoff strategy, you’ll need … payment, every dollar of which directly reduces your loan balance. Why does this matter? When you chip away at the …
How to Avoid Fees
https://www.vacu.org/learn/financial-management/managing-your-money/how-to-avoid-fees
… keep tabs on your account. In online banking, sign up for balance alerts to your email or mobile phone. Balance your checking register regularly. Use our balancing … alert to pending transactions which reduce your available balance. See more information Avoid ATM fees Use fee-free …
Loan Payment Protection
https://www.vacu.org/services/insurance-protection/loan-payment-protection
… this plan is designed to reduce or pay off your VACU loan balance–up to the policy limit. ? Credit Involuntary … Monthly Total Benefit $850 N/A Unlimited Insurance Balance per Loan $70,000 $70,000 N/A Age Eligible for …
Enhanced Benefit Checking
https://www.vacu.org/banking/checking/enhanced-benefit-checking
… Add an account 0.25 % APY With a minimum $5,000 monthly balance ? ( View Rates ) $20 Minimum required to open $0 No monthly fee with minimum average monthly combined balance of $25,000 or more ? Similar to Checking Plus, …
Checking Plus
https://www.vacu.org/banking/checking/checking-plus
… Add an account 0.25 % APY With a minimum $5,000 monthly balance ? ( View Rates ) $20 Minimum required to open $0 No monthly fee if minimum daily balance is $1,000 or more ? Checking Plus is similar to … we will pay you dividends if you can keep a minimum daily balance, which can also help you avoid a monthly fee. …
Savings
https://www.vacu.org/banking/savings
… to your funds. Our Premium account requires a minimum balance of $10,000 and our Premium Plus account requires … Savings Calculator Calculate the potential value of a balance over time with regular deposits and various return …
Home Equity Options
https://www.vacu.org/loans/home-equity-options
… Variable monthly rate Interest charged only on outstanding balance Apply now Contact a loan officer Intro rate for first … full loan amount Interest charged Only on the outstanding balance Loan amounts Loan amounts Borrow up to 90% of the appraised value of your home, less the balance of your first mortgage, from $20,000 to $100,000; up …
Car Protection & Insurance
https://www.vacu.org/services/insurance-protection/car-protection-insurance
… to pay the difference between insurance proceeds and the balance of your loan. In the first few years of ownership, your loan balance may be higher than the value of your vehicle, … difference between the insurance settlement and the loan balance. For just a few dollars a month, GAP bridges the …
How the Power Payment Debt Payoff Strategy Works
https://www.vacu.org/learn/your-credit/debt-management/how-the-power-payment-debt-payoff-strategy-works
… on tackling the highest interest rate first. Smallest balance first: Want to boost your credit utilization and get … win? Consider focusing your payments on your smallest balance first. Promotional offer first: Do you have a credit …
Steps to Get Out of Debt
https://www.vacu.org/learn/your-credit/debt-management/steps-to-get-out-of-debt
… debt at a time. Choose either your debt with the lowest balance or the highest interest rate to go after first. As … debt until everything is paid off. Going after the lowest balance first can provide a quick win, and it feels great to … debt is your primary challenge, you may want to consider a balance transfer . Consolidate your debt. Consolidating your …
Money Market Savings
https://www.vacu.org/banking/savings/money-market-savings
… additional Choose between our Premium account (minimum balance of $10,000) and our Premium Plus account (minimum balance of $25,000). Features & Benefits for Premium and … Savings Calculator Calculate the potential value of a balance over time with regular deposits and various return …
Loan Payments
https://www.vacu.org/loan-payments/credit-cards
… payment ? . Auto Pay Automatically pay your credit card balance each month or choose from different payment types, … the minimum payment due, a fixed amount, or the statement balance. Contact us Helpful Tip Give us a call at …