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VACU employee smiles while assisting members

Welcome to Virginia Credit Union!

We're happy to be your trusted provider of financial services. Now, let's help you achieve your version of financial success.

We don’t have shareholders. As a not-for-profit organization, we serve you, our members — the owners of this financial cooperative.

While you’re here, take a look around. We’re here to support your financial journey with VACU.

Person checking account on mobile banking app

Banking at your fingertips

Whether you're at home or on the go, easily manage and access your funds with our online banking and mobile app.

Enroll in online banking

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Knowledge builds confidence

Build yours with our robust library of free financial resources. Follow us on Facebook, YouTube, Instagram, and LinkedIn to get the latest from our award-winning educators.

  • On-demand video and audio content
  • Informative articles
  • Easy-to-use tools

Features & benefits

  • Competitive rates and low fees

    on a variety of loans and accounts.

    Get info

  • Local support

    from our team here in Virginia.

    Find us

  • Exclusive savings and discounts

    on products and services.

    Learn more

Membership by the numbers

  • Couple smiling while talking to another individual with the text "500,000+ members" overlaid

    We’ve been serving our members since 1928. Through the decades, we have grown with our membership as it has expanded far and wide throughout Virginia.

  • Volunteer helps put siding on a house with the text "2,500 hours of community service" overlaid

    We’re proud of the work we did together in 2024, along with the $1,000,000+ we contributed to charitable causes, student member scholarships, and food banks such as Feed More.

  • Virginia Credit Union employees smiling in a branch with text "30+ branches" overlaid

    From Salem to Fredericksburg and down in Shockoe Bottom, you can find in-person support for your financial needs at your local branch. Plus, members have access to hundreds of 24/7 ATMs across the state.

New member FAQs

What's the VACU routing number?

Our routing number is 251082615

How do I find a VACU branch or ATM?

Find a location that’s convenient for you with our Branch & ATM Locator.

How do I move my checking account to VACU?

Use our Switch Kit to navigate the process of moving your account over.

How long does it take to receive my new debit or credit card?

Once your new account is approved, your new debit or credit card will arrive in 7-10 business days.

Learn more

How do I set up direct deposit?

Fill out the direct deposit request form, and send it to your employer’s payroll office or other payer.

Learn more

How do I stop receiving paper statements?

After enrolling in online banking, log in, go to "Member Services", and select "eStatement/eNotice Preferences" to sign up.

Learn more

What’s a Member Number, and where can I find mine?

Your Member Number identifies your overall relationship with the credit union. It is given to you when you joined the credit union and can be found at the top of your statement.

What’s my account number, and where can I find it?

Your account number identifies a specific account, such as a checking or loan account, and is assigned when it’s first opened. It appears in the body of your statement along with the balance and activity.

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