Search Results | Virginia Credit Union

Showing 398 results for 'credit'

Enhanced Benefit Checking
https://www.vacu.org/banking/checking/enhanced-benefit-checking
… ATMs Find ATMs at VACU locations or shared branches with credit unions nationwide No-fee withdrawals Get 4 no-fee … rewards that come from a deeper relationship with Virginia Credit Union. Become a credit union member today to get started or log in to online …
Watch: How to Crush Your Debt
https://www.vacu.org/learn/your-credit/debt-management/watch-how-to-crush-your-debt
… More Resources Personalized Financial Counseling Virginia Credit Union wants to help our members achieve their … that helps with all things personal finance. What's a Credit Report and How Does it Affect Your Life? Your credit report―what’s included in it, why it matters, how to …
9 Steps to Smarter Car Buying
https://www.vacu.org/learn/your-car/car-buying/9-steps-to-smarter-car-buying
… to see how much car you can afford . 2. Monitor your credit. Review your credit reports. To ensure the accuracy of the reports and pinpoint areas that may need work, use the credit bureaus’ annual credit report service to get free …
Protecting Your Money: Beware of Scam Text Messages
https://www.vacu.org/learn/security/scams-and-fraud/protecting-your-money-beware-of-scam-text-messages
… are receiving scam texts and calls impersonating Virginia Credit Union. Protect yourself against text messages you … reply or provide personal information, like your debit or credit card account number. When in doubt, call us directly … senders, especially those claiming to be from Virginia Credit Union. Urgency and Threats: Scam messages often convey …
Personalized Financial Counseling
https://www.vacu.org/learn/financial-management/managing-your-money/personalized-financial-counseling
… goals happen, together. As a valued member of Virginia Credit Union, we’re all about helping you reach your version … counselors for confidential guidance on how to manage credit card debt, student loans, and homeownership. … can make an informed decision on which is best for you. Credit Report Review What exactly is a credit report? And how …
Loan Payments
https://www.vacu.org/loan-payments/lines-of-credit
… of your own home. Section Navigation Loans Lines of Credit Credit Cards Mortgages Online Banking Make your loan payment … way. Payment timing Get loan advances on your line of credit and request a check from your savings or line of …
Member Benefits
https://www.vacu.org/why-vacu/member-benefits
… Member Benefits At Virginia Credit Union, we believe in getting to know our members. The … your VCU pride with you wherever you go with the official credit card of VCU fans everywhere! Choose from one of three … with us. ? Get started Discounts & Savings At Virginia Credit Union, we’re committed to helping you make the most of …
Debit Card Overdrafts
https://www.vacu.org/help/debit-cards/debit-card-overdrafts
… Overdraft Protection transfers from savings or a line of credit How to opt in If you do want VACU to pay overdrafts on … Overdraft Protection transfers from savings or a line of credit Are there fees if I opt in? There is no fee to opt in. … a transaction will be paid is at the discretion of the credit union and we cannot guarantee that we will always …
Steps to Get Out of Debt
https://www.vacu.org/learn/your-credit/debt-management/steps-to-get-out-of-debt
… financial obligations look like by obtaining your free credit report at annualcreditreport.com. You’ll be able to … your total debt and check for any inaccuracies on your credit. 2. Pick your debt strategy There are a few different … list! Refinance your current loan. If you’ve improved your credit over the life of your loan so far, refinancing could …
Encore Checking
https://www.vacu.org/banking/checking/encore-checking
… ATMs Find ATMs at VACU locations or shared branches with credit unions nationwide No-fee withdrawals Get 4 no-fee … account and get back on track We’re here to help. Become a credit union member today to get started or log in to online … Checking Making the switch to a checking account at your credit union is as easy as 1-2-3. Follow the steps listed …
Checking Plus
https://www.vacu.org/banking/checking/checking-plus
… ATMs Find ATMs at VACU locations or shared branches with credit unions nationwide No-fee withdrawals Get 4 no-fee … Get more for your money with Checking Plus Become a credit union member today to get started. Already a member? … Checking Making the switch to a checking account at your credit union is as easy as 1-2-3. Follow the steps listed …
Financial Success Educators
https://www.vacu.org/learn/financial-education/financial-success-educators
… Financial Education During her 17 years at Virginia Credit Union, Cherry has developed and laid the groundwork … and an impressive 25-year-long career with Virginia Credit Union. Always wearing a smile, Chris loves creating … Sabrina is a certified financial counselor through the Credit Union National Association and holds her MBA from The …
Financing Your Dream Home with a Construction Loan
https://www.vacu.org/learn/your-home/home-buying/financing-your-dream-home-with-a-construction-loan
… where the builder likely has a construction line of credit. Outside of subdivision development, builders are less … financing options, so a construction loan through Virginia Credit Union can give you the freedom to pick the perfect … It must be your primary residence and you’ll need a credit score of at least 740. (Not quite there yet? Learn …
AutoSmart Vehicle Research
https://www.vacu.org/learn/your-car/car-buying/autosmart-vehicle-research
… AutoSmart Vehicle Research Credit Union Direct Lending® (CUDL) manages a dealer network available to Virginia Credit Union members called AutoSMART . Using CUDL AutoSMART, you can research a vehicle and apply for credit union financing online. ? AutoSMART features A …
Is 0% Financing the Best Deal?
https://www.vacu.org/learn/your-car/car-financing/is-0-financing-the-best-deal
… for the special financing? Only those with excellent credit histories are usually eligible. Credit blemishes could mean a higher loan rate. There may be … Taking the dealer’s cash rebate and financing at your credit union could be a better deal. For example: 60-month …
7 Things Your Teenager Needs to Learn About Money
https://www.vacu.org/learn/financial-management/managing-your-money/7-things-your-teenager-needs-to-learn-about-money
… them manage spending when they are on their own. Cash? Credit? Debit? Teens should learn the difference between … with cash, paying with a debit card and paying with a credit card. There are advantages and disadvantages to each … and why. Get more info on deciding between debit or credit. Money’s not free. As they move toward adulthood, …
Manage Cards
https://www.vacu.org/help/online-banking/manage-cards
… and pending transactions Enroll in eStatements for your credit card Place a travel memo on your account when you are … outside of you normal location Enroll in and customize credit card alerts and make credit card payments Redeem your cash rewards whenever you …
Checking FAQs
https://www.vacu.org/help/checking-and-savings/checking-faqs
… checks cost? The most economical style is the Virginia Credit Union specialty check. A box of 150 duplicate wallet … and account signature card , and mail it to the credit union. I’ve tried to balance my checkbook, but just … Phone Banking to make transfers from your other VACU credit union accounts Mobile deposit of checks through …
Watch: Seeing Through the Scam
https://www.vacu.org/learn/security/scams-and-fraud/watch-seeing-through-the-scam
… Watch: Seeing Through the Scam Keep in mind, Virginia Credit Union will never ask you to provide any info by … security number, or passwords. Keep in mind, Virginia Credit Union will never ask you to provide any info by … suspicious emails or text messages that use the Virginia Credit Union logo or name by emailing us. Report a scam …
Dealership Car Loans
https://www.vacu.org/help/loans/dealership-car-loans
… Dealership Car Loans Preferred Dealer Network As a Virginia Credit Union member, you can get your credit union vehicle financing approved and funded, right at … dealer (listed below) and identify yourself as a Virginia Credit Union member. Request that you'd like to finance with …