Search Results | Virginia Credit Union

Showing 142 results for 'payment'

Mortgage Options
https://www.vacu.org/loans/home-loans/mortgage-options
… for a while. The principal and interest portion of your payment stays the same for the term of the loan. Loans up to … ARMs are a good choice for a lower initial monthly payment or if rates are expected to go down in a few years. Rate changes will affect your monthly payment Primary residence and second-home financing available …
Personal Loan Options
https://www.vacu.org/loans/personal-loan-options
… Personal Loan Resources See More Resources Fixed-Rate Loan Payment Calculator Determine your monthly payment for a fixed-rate loan with our Fixed-Rate Loan Payment Calculator. Plan your finances while easily comparing …
Contactless Payment
https://www.vacu.org/help/credit-cards/contactless-payment
… Contactless Payment No waiting, no touching the terminal, and all payments are secure. Contactless payment in three easy steps: 1. Look Look for the contactless … terminal. 3. Go That’s it. The terminal will process your payment in seconds. FAQs How does contactless payment work? …
Rates
https://www.vacu.org/why-vacu/rates
… assume excellent credit, a 0.5% discount for an automated payment method approved by us, a 1.00% discount for a … that participate in our Preferred Dealer Network. Payment example based on a $35,000.00 loan: $805.87 at a … Loan include a .50% discount for repaying by an automated payment method approved by us. Property insurance required. …
Direct Deposit
https://www.vacu.org/help/checking-and-savings/direct-deposit
Are You Ready to Buy a Home?
https://www.vacu.org/learn/your-home/home-buying/are-you-ready-to-buy-a-home
… or Buy calculator tool . Do I have money saved for a down payment and closing costs? See Saving for a Down Payment . Do I want the responsibilities that go with being a … Resources See More Resources How to Save for a Down Payment Buying your first home comes with costs you should …
Car Protection & Insurance
https://www.vacu.org/services/insurance-protection/car-protection-insurance
… vehicle, especially if you put down a small or no down-payment. If your vehicle is totaled or stolen, your insurance … Cash Value of the vehicle. You will be responsible for payment of the difference between the insurance settlement … for your vehicle. Call us at 804-323-6800 Loan Payment Protection Taking out a loan takes a lot of …
Essential Mastercard®
https://www.vacu.org/banking/credit-cards/essential-mastercard
Home Equity Options
https://www.vacu.org/loans/home-equity-options
… Benefits One lump sum when you get the loan Fixed monthly payment Fixed monthly rate Best rate for repayment by … as needed, up to approved credit limit Variable monthly payment Variable monthly rate Interest charged only on … Use as needed, up to an approved credit limit Monthly payment Monthly payment Fixed amount Monthly payment Variable …
How to Get Pre-Qualified for a Mortgage
https://www.vacu.org/learn/your-home/mortgages/how-to-get-pre-qualified-for-a-mortgage
… It’s important that you’re comfortable with your monthly payment. We recommend a maximum of about one-third of your … Your long-term financial goals Your ideal monthly mortgage payment range Based on your financial picture and goals, your MLO will walk you through what a payment could look like for you. 2. Check your credit report …
First-Time Home Buyers
https://www.vacu.org/loans/home-loans/first-time-home-buyers
… with our Welcome Home Discount. ? Up to $575 in down payment assistance with VACU First-Time Home Grant. ? We make … you need all under one roof. Discover low down payment options for first-time buyers, like FHA loans. Get … all rates Good option for first-time buyers with a down payment as low as 3.5%. Apply now Talk to a mortgage loan …
Flex Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/flex-rewards-mastercard
Cash Rewards Mastercard®
https://www.vacu.org/banking/credit-cards/cash-rewards-mastercard
Loan Payoff Calculator
https://www.vacu.org/learn/your-credit/debt-management/loan-payoff-calculator
… Loan Payoff Calculator Power up your loan payment plan. Explore different monthly payments to estimate … with our Loan Consolidation Calculator. Fixed-Rate Loan Payment Calculator Determine your monthly payment for a fixed-rate loan with our Fixed-Rate Loan …
Mortgage Payment Calculator
https://www.vacu.org/learn/your-home/mortgages/mortgage-payment-calculator
… Mortgage Payment Calculator Calculate your fixed-rate home loan payments with our simple fixed-rate Mortgage Payment Calculator. ? Whether you're buying your first home … for you with our Home Refinance Calculator. … Mortgage Payment Calculator …
8 Ways to Improve Your Credit Score
https://www.vacu.org/learn/your-credit/your-credit-report/8-ways-to-improve-your-credit-score
… You can think of it like a report card on your credit and payment history. What’s interesting (and perhaps stressful … the entire amount each month. This gives you a consistent payment for your credit score while allowing you to pay no …
Mortgage Documents Checklist
https://www.vacu.org/learn/your-home/mortgages/mortgage-documents-checklist
… If you are receiving money from a relative for the down payment: Copy of gift letter (mortgage loan officer will … Real Estate and the proceeds will be used for the down payment: Copy of the executed sales agreement Copy of …
How to Buy a Car: 5 Essential Steps
https://www.vacu.org/learn/your-car/car-buying/how-to-buy-a-car-5-essential-steps
… So, where do you start? 1. Determining your car loan down payment While it is possible to buy a car with no money … over time, it’s a good idea to make a significant down payment at the start. “Significant” means something different … money. Tip: When you see an advertised low monthly payment, be sure to check the term—how many months will you …
Mortgage Savings Calculator
https://www.vacu.org/learn/your-home/mortgages/mortgage-savings-calculator
… how much you can save by increasing your monthly mortgage payment. ? Please be aware that the Credit Union does not … home loans Related Resources See More Resources Mortgage Payment Calculator Calculate your fixed-rate home loan payments with our simple fixed-rate Mortgage Payment Calculator. … Mortgage Savings Calculator …
Contact Us
https://www.vacu.org/contact-us/mortgages