Search Results | Virginia Credit Union

Showing 26 results for 'Pay car loan'

Convenience Pay
https://www.vacu.org/help/loans/convenience-pay
… Convenience Pay Convenience Pay is a quick and secure way to make a loan payment with funds from another financial institution … Payments can be made for the following types of loans: Car loans Home equity loans and lines of credit Personal …
Mortgage Acronyms
https://www.vacu.org/learn/your-home/mortgages/mortgage-acronyms
… Development LIBOR = London Inter-bank Offered Rate LE = Loan Estimate LTV = Loan to Value Ratio MIP = Mortgage … a home and the closing costs that you might expect to pay. Amenity - A feature of real property that enhances its … as an installment loan. Examples of a loan would be a car loan or a student loan. Lease - This expense type should …
How to Buy a Car: 5 Essential Steps
https://www.vacu.org/learn/your-car/car-buying/how-to-buy-a-car-5-essential-steps
… How to Buy a Car: 5 Essential Steps When do you know it’s time for a new … lifestyle. So, where do you start? 1. Determining your car loan down payment While it is possible to buy a car with no … 2. Understanding your auto financing The total amount you pay for a car depends on the price, the annual percentage …
Car Protection & Insurance
https://www.vacu.org/services/insurance-protection/car-protection-insurance
… Car Protection & Insurance Car Protection & Insurance When … never recovered. With affordable GAP, you won’t have to pay the difference between insurance proceeds and the balance of your loan. In the first few years of ownership, your loan balance …
Buy or Lease Your Next Car?
https://www.vacu.org/learn/your-car/car-buying/buy-or-lease-your-next-car
… Buy or Lease Your Next Car? Are you the type to want a new car every few years or do … on your side The car has value and becomes an asset as the loan is repaid New cars are typically most reliable Most … limitations (often 10,000 to 15,000 per year) You must pay for any additional mileage or damage beyond basic wear …
Used Car Shopping: Your Test Drive Checklist
https://www.vacu.org/learn/your-car/car-buying/used-car-shopping-your-test-drive-checklist
… Used Car Shopping: Your Test Drive Checklist So you’re shopping … to bottom, inside and out. While you’re out on the road, pay attention to how the car feels when you’re driving it. … or lodged objects such as nails or screws. Check for rust. Pay special attention to the underside of the car, the wheel …
Rates
https://www.vacu.org/why-vacu/rates
… Rates Loan Rates Say goodbye to high monthly payments. Our loan … and that’s because we want your money to go further. ? Car Loan Rates Car or Light Truck Loan Product Term APR * (as … or paid off within 36 months of opening it, you will pay a reimbursement fee equal to the amount of closing costs …
Applications
https://www.vacu.org/help/applications-and-forms/applications
… you prefer, give us a call at 804-323-6800 to apply for a loan by phone. Loans Pre-qualify for a Mortgage Loan … Loan Request a Credit Card Balance Transfer Accept a Car Loan Special Offer Accept a Credit Card Special Offer … Services Online Services Enrollment - online banking, Bill Pay, eStatements, eNotices, mobile banking Email Address …
Loans
https://www.vacu.org/loans
… Car Loans Car Loans Mortgage Home Loans Personal Loans … a car, truck, or SUV, we can help with a low-rate loan. Learn more about car loans Apply now Rates as low as … % APR ? Personal Loans Receive a lump sum that helps you pay for larger purchases when you need money quickly. We also …
Types of Financing
https://www.vacu.org/learn/your-car/car-financing/types-of-financing
… union's financing options first. We offer a range of car loans with low rates, terms to fit your needs, and … monthly payments. With a Virginia Credit Union car loan, there is no penalty for paying off your loan early. Our … rate. This means that interest is pre-computed, and if you pay your loan off early, you are entitled to only a portion …
9 Steps to Smarter Car Buying
https://www.vacu.org/learn/your-car/car-buying/9-steps-to-smarter-car-buying
… 9 Steps to Smarter Car Buying Purchasing a vehicle can be a daunting task … Should you buy new or used? What make or model? Will you pay cash or finance your purchase? What will your loan rate and term be? The most important tip for anyone …
Car Loan Monthly Payment Calculator
https://www.vacu.org/learn/financial-management/budgeting/car-loan-monthly-payment-calculator
… Car Loan Monthly Payment Calculator Put car buying on cruise control. Calculate your potential monthly loan payment and explore different scenarios. ? Our …
Watch: The Keys to Buying Your Next Car
https://www.vacu.org/learn/your-car/car-buying/watch-the-keys-to-buying-your-next-car
… Watch: The Keys to Buying Your Next Car Thinking about upgrading your ride? Or maybe you’ve … a car, some buying considerations, and exactly how you’ll pay for your car. We’ll help you see what you can afford and … Additional Resources: Monthly Budget Worksheet Car Loan Calculator Our affordable car loans offer you the same …
Is 0% Financing the Best Deal?
https://www.vacu.org/learn/your-car/car-financing/is-0-financing-the-best-deal
… are usually eligible. Credit blemishes could mean a higher loan rate. There may be strings attached to the deal such as: … union could be a better deal. For example: 60-month car loan Dealer financing 0% APR Credit union financing 4.99% … paid over 60 months + $0 + $1,412.81 Total amount you'll pay $20,000 $18,412.81 Total savings --- $1,587.19 Estimated …
10 Savings Strategies
https://www.vacu.org/learn/financial-management/saving-and-investing/10-savings-strategies
… strategies to help you grow your savings and keep at it. Pay yourself first. Treat your savings like a bill. By … goal. Pay installments to yourself. After you pay off a loan, like a car loan, continue to make “payments” by putting that amount …
Are You Ready to Buy a Home?
https://www.vacu.org/learn/your-home/home-buying/are-you-ready-to-buy-a-home
… income? How much total debt do I have (credit cards, car loans, student loans, etc.)? Is it manageable? Can I afford to pay a mortgage and other home expenses, such as insurance, … you know what to expect. Here's a guide to our mortgage loan process. What is the best mortgage loan for me? Not sure …
What's a Credit Score and How Can You Improve Yours?
https://www.vacu.org/learn/your-credit/your-credit-report/whats-a-credit-score-and-how-can-you-improve-yours
… for loans, so if you hope to mortgage a house, get a car loan, or even finance a new couch one day, you’ll want to … payments, get current and stay current. The longer you pay your bills on time, the better your score. Amounts owed …
Insurance
https://www.vacu.org/services/insurance
… you with affordable coverage and bring you peace of mind. Loan Payment Protection Protect your loan with Credit Life and Credit Disability Insurance that may reduce or pay off your loan if you become unable to do so. ? Learn more … of damage to or loss of your property. 6 Ways to Lower Car Insurance Costs Car insurance is an often overlooked …
How to Build an Emergency Fund
https://www.vacu.org/learn/financial-management/saving-and-investing/how-to-build-an-emergency-fund
… How to Build an Emergency Fund A huge car repair bill. An unexpected medical expense. Or even an … money to cover at least three times your monthly net pay, and six times, if at all possible. We get it. … you make as soon as possible. Think of it as taking a loan from yourself. As soon as you are able, you should pay …
7 Things Your Teenager Needs to Learn About Money
https://www.vacu.org/learn/financial-management/managing-your-money/7-things-your-teenager-needs-to-learn-about-money
… and calculating the percentage of your family’s take-home pay that goes to rent or mortgage. What about a car payment? Groceries? Restaurant meals? Other? Learning to … Consider introducing the concept by making a small loan to your child for something he or she wants, and adding …