Search Results | Virginia Credit Union

Showing 140 results for 'Pay'

Convenience Pay
https://www.vacu.org/help/loans/convenience-pay
… Convenience Pay Convenience Pay is a quick and secure way to make a loan payment with … Lending Act (MLA) Get started How to Use Convenience Pay Enter the loan number ? , zip code, and primary …
Bill Pay
https://www.vacu.org/help/online-banking/bill-pay
… Bill Pay Our Bill Pay Service in online banking is a convenient way to pay bills any time, any where. It's easy. Setting up and … It saves you postage. Save over $50 a year if you pay 10 bills a month. Use it as often as you like. There’s …
Health Savings Accounts
https://www.vacu.org/banking/savings/health-savings-accounts
… your money work harder for you by using pre-tax dollars to pay those expenses. Visit the HSA Service Center Pre-tax Spend pre-tax dollars to pay for medical expenses $5 Open an account with just $5 ( … rising, Health Savings Accounts (HSAs) help you pay those bills with pre-tax dollars – so you get even more …
Debit Card Overdrafts
https://www.vacu.org/help/debit-cards/debit-card-overdrafts
… as paying for groceries. If you would like for VACU to pay overdrafts on these types of transactions at our … or a line of credit How to opt in If you do want VACU to pay overdrafts on ATM and everyday debit card transactions, … account information. Opt In If you do NOT want VACU to pay overdrafts on ATM and everyday debit card transactions, …
Loan Payments
https://www.vacu.org/loan-payments/credit-cards
… app. Payment Timing Make a one-time payment ? . Auto Pay Automatically pay your credit card balance each month or choose from … a call at 804-323-6800 and we'll help you enroll in Auto Pay. Payment Timing Set up a recurring payment each month. …
Loan Payments
https://www.vacu.org/loan-payments/loans
… your VACU account in online or mobile banking. You can pay towards your bill or allocate it directly towards the … ? or schedule a recurring automatic transfer . Convenience Pay Make a loan payment with funds from another financial … account, or a Visa®, Discover® or Mastercard® debit card. Pay today Learn more Important Note A $4.95 convenience fee …
Loan Payments
https://www.vacu.org/loan-payments/lines-of-credit
… ? or schedule a recurring automatic transfer . Convenience Pay Make a loan payment with funds from another financial … account, or a Visa®, Discover® or Mastercard® debit card. Pay today Learn more about convenience pay Important Note A $4.95 convenience fee for each loan …
Loan Payments
https://www.vacu.org/loan-payments/mortgages
… Manage Mortgage portal in online and mobile banking and pay with a VACU or external account. Enroll in online banking … to debit another financial institution you bank with to pay for your mortgage. Direct Payment Authorization Form … day, one-time external payment. Budget Drafting Looking to pay off your loan as fast as possible? Try Budget Drafting ? …
Steps to Get Out of Debt
https://www.vacu.org/learn/your-credit/debt-management/steps-to-get-out-of-debt
… secure a lower monthly payment, that frees up cash flow to pay down other debt. You can talk with your credit union … calculator to estimate your savings. 3. Level up: Pay toward the principal of your loan If you’re ready to … “principal-only” payment, you can save on the interest you pay throughout the loan. For example, with a mortgage, making …
10 Savings Strategies
https://www.vacu.org/learn/financial-management/saving-and-investing/10-savings-strategies
… strategies to help you grow your savings and keep at it. Pay yourself first. Treat your savings like a bill. By setting a fixed amount aside, either monthly or each pay period, you’ll be surprised at how fast your savings can … chances of other expenses cutting into your savings goal. Pay installments to yourself. After you pay off a loan, like …
Team points vs team cash back: How I chose my rewards card
https://www.vacu.org/learn/financial-management/saving-and-investing/team-points-vs-team-cash-back-how-i-chose-my-rewards
… card world. I look for the best rewards and make sure to pay my bill off in full each month so I never pay interest. There are so many credit cards out there, all … currently using a credit card that offers no rewards and pay your credit card bill completely off each month, I would …
Supercharge Your Debt Payoff Strategy with Principal-Only Payments
https://www.vacu.org/learn/your-credit/debt-management/supercharge-your-debt-payoff-strategy-with-principal-only
… payments. Not only can principal-only payments help you pay off your debt faster, but they can also save you a … time. The less principal you owe, the less interest you’ll pay, meaning more of your hard-earned money stays with you. … you’re paying more toward the principal, you’re going to pay off your debt faster. Let’s say you have a $5,000 student …
8 Ways to Improve Your Credit Score
https://www.vacu.org/learn/your-credit/your-credit-report/8-ways-to-improve-your-credit-score
… what each section of the credit report means. 2. Find and pay delinquent payments. Once you have your credit report in … delinquent payments are listed. Call each collector, and pay off the bill. 3. Pay your bills on time , especially mortgage or rent …
Mortgage Acronyms
https://www.vacu.org/learn/your-home/mortgages/mortgage-acronyms
… a home and the closing costs that you might expect to pay. Amenity - A feature of real property that enhances its … comparison shopping purposes. Some of the costs that you pay at closing are factored into the APR for ease of … new owner can take over payments on the existing loan and pay the seller the difference between the sales price and the …
Webinar: Paying for College
https://www.vacu.org/learn/life-events/saving-for-college/webinar-paying-for-college
… through money you have saved, money you don’t need to pay back (grants and scholarships), or money you do (loans). …
How to Build an Emergency Fund
https://www.vacu.org/learn/financial-management/saving-and-investing/how-to-build-an-emergency-fund
… money to cover at least three times your monthly net pay, and six times, if at all possible. We get it. Accumulating six months’ worth of your net pay can seem pretty daunting. But you don’t need to do it all … deposits into your fund will add up over time – and pay off in the long run. To calculate what you’ll need, add …
Personal Lines of Credit
https://www.vacu.org/loans/personal-loan-options/personal-lines-credit
… all the way up to your approved limit. Best of all? You pay interest only on the amount you owe. Apply now Rates as … transfers of your funds Monthly payments as low as $25 Pay just 2.5% of your balance or $25 monthly – whichever is greater A personal line of credit is a great way to pay for home furnishings, school expenses, and taxes. Credit …
Construction Loans
https://www.vacu.org/loans/home-loans/construction
… construction options. Can include the land purchase OR pay off an existing land loan. Our easy-to-use digital platform will help pay your builder throughout your construction. Finance … Once finalized, we’ll create a “draw schedule,” which will pay the builder from your loan. Step 3 Close your loan. Once …
Debit Card Information & FAQs
https://www.vacu.org/help/debit-cards/debit-card-information-and-faqs
… final transaction comes through. I used my debit card to pay at the pump for gas. Why was there an additional hold on my account? Some pay-at-the pump gas stations may submit a larger initial … such as $75 or $100, to see if you have funds to pay for a fill-up. Those pre-authorizations may result in an …
Standard Overdraft Practices FAQs
https://www.vacu.org/help/checking-and-savings/standard-overdraft-practices-faqs
… VACU's standard overdraft practices? The credit union may pay overdrafts based on such factors as a member’s account … ACH deductions and other recurring payments: VACU may pay items that overdraw an account and may charge an … card transactions for members who have opted in: VACU may pay these transactions and charge an overdraft fee if a …