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Good times mean great rewardsChoose from three great cards, each with competitive rates, awesome features, and no annual fee. Compare cards All your needs, covered. Home Loans Personal Loans Car Loans Credit Cards Checking Savings Online Banking Business Learn Get $500 off closing costs For a limited time, finance your mortgage through Virginia Credit Union and we'll give you $500 towards your closing costs.? Learn more 0% APR intro rate for 12 months on purchases and balance transfers made within 60 days after opening a Virginia Credit Union Mastercard®. After that, the rate is variable 14.24% - 17.99% APR.? Learn more Today's Rates Car Loansas low as5.74 % APR ? Personal Loansas low as7.74 % APR ? Home Purchaseas low as6.322 % APR ? Savings Certificatesdividends up to4.48 % APY ? Calculate your rate See all rates Why VACU?Welcome to Virginia Credit Union. We're here to help you take control of your finances with affordable services, knowledge and opportunities for you to take your money further and reach your goals sooner. We’re a credit union, not a bankWe don’t have shareholders, and we aren’t here to make a profit. As a not-for-profit organization, we serve our members, the owners of our financial cooperative. Low fees (and sometimes no fees)So where do profits go? Earnings are returned to members through a broad range of convenient services, attractive rates, lower fees and free financial education resources. Better ratesFor saving, we offer attractive options for growing your money. If you need to borrow funds (whether business or personal), we offer lower rates on loans, mortgages, and credit cards. Local supportIt’s the first word in our name: Virginia. Find in-person support at 20 branches in central Virginia for all of your financial needs. All your needs under one roofBeyond everyday personal and business banking needs, we offer loans and mortgages, insurance, investments, and education through VACU and our affiliated partners. Anytime, anywhere, any deviceGet convenient anytime, anywhere access to your funds with online and mobile services, plus a nationwide network of ATMs. Become a member today.Joining the credit union is easy. Apply online, or join in-person at one of our local branches. Join now Live more confidentlyWe go beyond checking accounts or assisting with loans and mortgages. We are here to serve you with knowledge and financial education to help you grow more confident about your money and future. VideoWatch: 9 Questions First-Time Homebuyers Ask ArticleProtecting Your Money: Beware of Scam Text Messages VideoWatch: How to Organize Your Super Important Records ArticleHow to Talk About Money Article10 Steps to Financial Success VideoWatch: Build a Better Budget View more News and Events Featured Image NewsVACU Awarded $5,000 in Grant Funding to Expand Financial Education Partnership with Richmond Public Library VACU’s Tori Filas worked with library staff to curate a collection of 80 relatable, multicultural books that teach critical personal finance concepts at a level appropriate for students at the pre-K through sixth grade levels. Featured Image NewsVACU Awards $150,000 in College Scholarships Virginia Credit Union has awarded $150,000 in college scholarships to 30 student members through the Virginia Credit Union Scholarship Program. Featured Image NewsVACU Hosts Inaugural Financial Success for Women Summit The fully-booked event drew more than 250 participants and featured award-winning personal finance columnist and author Michelle Singletary, with opening remarks by Virginia’s First Lady, Suzanne S. Youngkin. View more
Why VACU?Welcome to Virginia Credit Union. We're here to help you take control of your finances with affordable services, knowledge and opportunities for you to take your money further and reach your goals sooner. We’re a credit union, not a bankWe don’t have shareholders, and we aren’t here to make a profit. As a not-for-profit organization, we serve our members, the owners of our financial cooperative. Low fees (and sometimes no fees)So where do profits go? Earnings are returned to members through a broad range of convenient services, attractive rates, lower fees and free financial education resources. Better ratesFor saving, we offer attractive options for growing your money. If you need to borrow funds (whether business or personal), we offer lower rates on loans, mortgages, and credit cards. Local supportIt’s the first word in our name: Virginia. Find in-person support at 20 branches in central Virginia for all of your financial needs. All your needs under one roofBeyond everyday personal and business banking needs, we offer loans and mortgages, insurance, investments, and education through VACU and our affiliated partners. Anytime, anywhere, any deviceGet convenient anytime, anywhere access to your funds with online and mobile services, plus a nationwide network of ATMs.
We’re a credit union, not a bankWe don’t have shareholders, and we aren’t here to make a profit. As a not-for-profit organization, we serve our members, the owners of our financial cooperative.
Low fees (and sometimes no fees)So where do profits go? Earnings are returned to members through a broad range of convenient services, attractive rates, lower fees and free financial education resources.
Better ratesFor saving, we offer attractive options for growing your money. If you need to borrow funds (whether business or personal), we offer lower rates on loans, mortgages, and credit cards.
Local supportIt’s the first word in our name: Virginia. Find in-person support at 20 branches in central Virginia for all of your financial needs.
All your needs under one roofBeyond everyday personal and business banking needs, we offer loans and mortgages, insurance, investments, and education through VACU and our affiliated partners.
Anytime, anywhere, any deviceGet convenient anytime, anywhere access to your funds with online and mobile services, plus a nationwide network of ATMs.
Become a member today.Joining the credit union is easy. Apply online, or join in-person at one of our local branches. Join now
Live more confidentlyWe go beyond checking accounts or assisting with loans and mortgages. We are here to serve you with knowledge and financial education to help you grow more confident about your money and future.
VideoWatch: 9 Questions First-Time Homebuyers Ask ArticleProtecting Your Money: Beware of Scam Text Messages VideoWatch: How to Organize Your Super Important Records ArticleHow to Talk About Money Article10 Steps to Financial Success VideoWatch: Build a Better Budget View more
News and Events Featured Image NewsVACU Awarded $5,000 in Grant Funding to Expand Financial Education Partnership with Richmond Public Library VACU’s Tori Filas worked with library staff to curate a collection of 80 relatable, multicultural books that teach critical personal finance concepts at a level appropriate for students at the pre-K through sixth grade levels. Featured Image NewsVACU Awards $150,000 in College Scholarships Virginia Credit Union has awarded $150,000 in college scholarships to 30 student members through the Virginia Credit Union Scholarship Program. Featured Image NewsVACU Hosts Inaugural Financial Success for Women Summit The fully-booked event drew more than 250 participants and featured award-winning personal finance columnist and author Michelle Singletary, with opening remarks by Virginia’s First Lady, Suzanne S. Youngkin. View more
Featured Image NewsVACU Awarded $5,000 in Grant Funding to Expand Financial Education Partnership with Richmond Public Library VACU’s Tori Filas worked with library staff to curate a collection of 80 relatable, multicultural books that teach critical personal finance concepts at a level appropriate for students at the pre-K through sixth grade levels.
Featured Image NewsVACU Awards $150,000 in College Scholarships Virginia Credit Union has awarded $150,000 in college scholarships to 30 student members through the Virginia Credit Union Scholarship Program.
Featured Image NewsVACU Hosts Inaugural Financial Success for Women Summit The fully-booked event drew more than 250 participants and featured award-winning personal finance columnist and author Michelle Singletary, with opening remarks by Virginia’s First Lady, Suzanne S. Youngkin.