All Mortgage Loan Officers Christopher Driver Senior Mortgage Loan Officer NMLS# 1021609 christopher.driver@vacu.org Office: (804) 618-2144 Fax: (804) 267-1433 Apply with Christopher Biography My career in mortgage lending started back in 2005. I explored many roles within the lending industry, which has allowed me to become exceptionally familiar with every aspect of the business. This translates into a seamless process and enhanced member experience for you, as I am able to use my knowledge to advocate for you each step of the way. Purchasing or refinancing a home is one of the most important decisions people will make in their lifetime. My area of expertise is helping members create a mortgage strategy that makes sense and ensuring that your loan aligns with your short and long term goals. I landed in Richmond over 20 years ago, and in 2016 I moved to Charlottesville. The mountains and beautiful scenery attracted me to the area. In my free time, I enjoy golf, sporting events, spending time with my daughter, or completing a home DIY project. I look forward to working with you to help accomplish your financial goals. Benefits of working with a VACU Mortgage Loan Officer I'm local and ready to help. Whether it's your first home or fifth, I'll be in your corner every step of the way. Mortgages for your primary residence, second homes, or investment properties No closing-cost options Adjustable rate mortgages First-time home buyer loans Low down payment options Specialty loans, including 100% financing and jumbo loans Construction loans and land loans Services Offered We've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation. Mortgages From finding the right home to closing on a mortgage with a great rate, we help you at every step of the process. Refinancing Take advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options. Get pre-qualified! Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations Let's get your mortgage process started. I'm here and ready to help find the right option for you. Apply with Christopher Mortgage Resources See More Resources Watch: 9 Questions First-Time Homebuyers Ask When it comes to buying your first home, you have questions, and we have answers. Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts. Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.
Mortgages From finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.
Refinancing Take advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options.
Get pre-qualified! Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations
Watch: 9 Questions First-Time Homebuyers Ask When it comes to buying your first home, you have questions, and we have answers.
Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts.
Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.