Alexis Thomas
Senior Mortgage Loan Officer
NMLS# 415685
Biography
As a VACU mortgage loan officer with more than 25 years in the mortgage lending business, I pride myself on providing the financial guidance needed to help our members make the best decisions in their mortgage financing.
The process of buying a home takes time, and I enjoy building relationships with our members during this time. It’s my goal to take the stress out of buying a home and help our members feel at ease while making financial decisions.
I have lived in Central Virginia all my life—50 years and counting. I love the location and the accessibility to Washington D.C., our nation’s capital, and Richmond, our state capital. I love to travel and exercise. In my spare time, you’ll find me spending time with my family
Benefits of working with a VACU Mortgage Loan Officer
I'm local and ready to help. Whether it's your first home or fifth, I'll be in your corner every step of the way.
- Mortgages for your primary residence, second homes, or investment properties
- No closing-cost options
- Adjustable rate mortgages
- First-time home buyer loans
- Low down payment options
- Specialty loans, including 100% financing and jumbo loans
- Construction loans and land loans
Services Offered
We've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation.
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Mortgages
From finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.
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Refinancing
Take advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options.
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Get pre-qualified!
Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations
Mortgage Resources
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Watch: 9 Questions First-Time Homebuyers Ask
When it comes to buying your first home, you have questions, and we have answers. -
Mortgage FAQs
What does pre-qualified mean? What do closing costs include? Get answers from our experts. -
Mortgage Online Application FAQs
With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.