Think of this as a housewarming gift.Get $500 off your closing costsYour homeowner era is here. For a limited time, we're offering homebuyers $500 towards closing costs.? Talk to a mortgage loan officer Filter: View All Construction Purchase Refinance Apply Traditional LoansFixed Rate Mortgage LoanA good option if you plan to stay in your home for a while. The principal and interest portion of your payment stays the same for the term of the loan.Loans up to 95% of your primary single-family home’s value are available for purchases and rate/term refinances, or up to 80% for a cash out refinanceLoans up to 97% of a home’s value are available for first-time home buyersFinancing options for second homes and investment propertiesPrivate mortgage insurance (PMI) required for loan to value ratios greater than 80%Income and sales price limits may applySee DetailsApply Now, Talk to a mortgage loan officerAdjustable Rate Mortgage ARMs are a good choice for a lower initial monthly payment or if rates are expected to go down in a few years.Rate changes will affect your monthly paymentPrimary residence and second-home financing availablePrivate mortgage insurance is required for loan to value ratios greater than 80%Purchase loans, rate/term refinances and cash out refinances availableSee DetailsApply Now, Talk to a mortgage loan officerFHA LoanA good option for first-time homebuyer (or others) with down payment options as low as 3.5%. Purchase loans, rate/term refinances, and cash out refinances available.Term options availableMonthly mortgage insurance premium is required on all FHA loansIncome and sales price limits applyFHA Streamline Refinance available for existing FHA mortgage holdersSee DetailsApply Now, Talk to a mortgage loan officerVeterans Administration (VA) LoanMortgage or refinance for eligible veterans with no down payment or mortgage insurance required for a home purchase.No down payment required for purchase loanRead additional details from the Veterans Benefits AdministrationTerm options availableCash out refinances availableNo mortgage insurance requiredIncome and sales price limits applySee DetailsApply now, Talk to a mortgage loan officerAffordable Financing OptionsHomeReady Low down payment option if you have a flexible source of funds, such as a Community second mortgage within certain limits, that can be used for down payment and closing costs.Low down paymentPurchase loans and rate/term refinances availablePrivate mortgage insurance requiredIncome, sales price, and property restrictions applySee DetailsApply Now, Talk to a mortgage loan officerVirginia Housing LoansVirginia Housing offers a variety of loans to help first-time buyers purchase a home, including down payment assistance for qualified buyers.Low down payment and no mortgage insurance options availableDown payment assistance may be available through Virginia HousingPurchase loans and rate/term refinances availableIncome and sales price limits applySee DetailsApply Now, Talk to a mortgage loan officerGrant Options VACU offers multiple grants that help make homeownership affordable and accessible for qualified buyers.VACU First-Time Home GrantVirginia Housing Grants (First-Time homebuyers)FHLBank of Atlanta Grants (First-Time homebuyers and Community Heroes)Talk to a mortgage loan officer to see if you qualifySee DetailsApply Now, Talk to a mortgage loan officerUSDA Rural Development LoanNo down payment required for eligible borrowers purchasing in a rural community.No down payment requiredIncome, sales price, and property eligibility restrictions applySee DetailsApply now, Talk to a mortgage loan officerSpecialty LoansFixed-Rate No Closing Cost Mortgage No closing cost option available for purchasing a new home or refinancing.No VACU or third-party provider fees Rate/term refinances available up to 95% of your home’s valueCash out refinances available up to 80% of your home’s valueTerm options available – Minimum loan amount is $100,000Income and sales price limits applySee DetailsApply now, Talk to a mortgage loan officerJumbo MortgageAvailable for primary residence mortgages greater than conventional or government thresholds.Multiple term options are availableSales price limits may applySee DetailsApply Now, Talk to a mortgage loan officerConstruction LoansA good option if you are building a new home, whether you already own or are planning to purchase the land.Construction-Only and Construction-to-Permanent options availableLoan covers the cost of constructing a home and can include the land purchase or pay off an existing land loanFixed-rate loan with 6, 9, or 12-month construction term optionsEasy-to-use digital platform to help you manage your draws and overall construction projectSee DetailsApply Now, Talk to a mortgage loan officerLand Loan An adjustable-rate mortgage (ARM) for purchase or refinance of land or a lot.Rate may adjust semi-annually, but not more than 1% semi-annually or 5% over the life of the loanSales price limits applyFor unimproved propertySee DetailsApply now, Talk to a mortgage loan officerDoctor Mortgage LoanUp to 100% financing for medical professionals, including doctors, dentists, and veterinarians.Financing up to 100% of home valueNo mortgage insurance requiredFinancing available up to $1,500,000Refinances availableSee DetailsApply now, Talk to a mortgage loan officerVACU 100 Loan For qualified current or previous homeowners. Eligible buyers can qualify for up to 100% financing available on homes valued up to $647,200.Only purchase loans availablePrivate mortgage insurance requiredIncome and sales price limits applySee DetailsApply now, Talk to a mortgage loan officerFixed Rate Mortgage Loan Good option if you plan to stay in your home for a whileThe principal and interest portion of your payment stays the same for the term of the loan (escrow amounts such as property taxes and insurance may change)Loans up to 95% of your primary single-family home’s value are available for purchases and rate/term refinances, or up to 80% for a cash out refinanceLoans up to 97% of a home’s value are available for first-time home buyersFinancing options for second homes and investment propertiesTerm options availablePrivate mortgage insurance (PMI) required for loan to value ratios greater than 80%Income and sales price limits applyMortgage Resources See More Resources Mortgage Loan OfficersMeet our mortgage loan officers. Watch: 9 Questions First-Time Homebuyers AskWhen it comes to buying your first home, you have questions and we have answers. Construction Loan FAQsFrequently asked questions about construction loans.
Watch: 9 Questions First-Time Homebuyers AskWhen it comes to buying your first home, you have questions and we have answers.