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Merger Update: Member One is rebranding to Virginia Credit Union in 2026.

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Ready for a new ride?

We got you! We’ll go the extra mile for you with our competitive auto loan rates. Rates as low as  4.99%.?

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on purchases and balance transfer made within 60 days after opening a Virginia Credit Union Mastercard®. After that, the rate is variable  13.24%- 17.99%.?

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For a limited time, finance your mortgage through Virginia Credit Union and we'll give you $500 towards your closing costs.?

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Banking with a personal touch.

When you join Virginia Credit Union, you become a member and owner of the financial cooperative. Earnings are returned to you through a broad range of convenient services, attractive rates, lower fees, and more. We’ve got local member support with 23 branches in central Virginia for all your financial needs.

Low Fees
Better Rates
Local Support
VACU online banking website and mobile app

Banking at your fingertips.

Whether you're at home or on-the-go, easily manage and access your funds with our online banking and mobile app.

Become a member today.

Joining the credit union is easy. Apply online, or join in-person at one of our local branches.

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Steps to Get Out of Debt

What steps should you take to get out of debt? First, you need to get a full overview of the debts you owe. Then, understand the many options such as power pay, refinancing, consolidating, or principal-only payments that are available. Decide on the best choice, and implement your gameplan. Here’s how.

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Jobs at Virginia Credit Union

We're hiring across all departments! Start a career at a place that values and rewards its employees.

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