Buy a car with confidenceWhether shopping new or used, we’ll go the extra mile for you with our competitive auto loan rates. Rates as low as 5.74%.? Learn more All your needs, covered. Home Loans Personal Loans Car Loans Credit Cards Checking Savings Online Banking Business Learn Get $500 off closing costs For a limited time, finance your mortgage through Virginia Credit Union and we'll give you $500 towards your closing costs.? Learn more 0% APR intro rate for 12 months on purchases and balance transfers made within 60 days after opening a Virginia Credit Union Mastercard®. After that, the rate is variable 14.24% - 17.99% APR.? Learn more Today's Rates Car Loansas low as5.74 % APR ? Personal Loansas low as7.74 % APR ? Home Purchaseas low as6.449 % APR ? Savings Certificatesdividends up to4.48 % APY ? Calculate your rate See all rates Banking with a personal touch.When you join Virginia Credit Union, you become a member and owner of the financial cooperative. Earnings are returned to you through a broad range of convenient services, attractive rates, lower fees, and more. We’ve got local member support with 23 branches in central Virginia for all your financial needs. See all member benefits Low Fees Better Rates Local Support Banking at your fingertips.Whether you're at home or on-the-go, easily manage and access your funds with our online banking and mobile app. Learn more Become a member today.Joining the credit union is easy. Apply online, or join in-person at one of our local branches. Join now News and Events Virginia Credit Union’s Glenda Mooney Celebrates 50-Year Career, Coming Retirement Saying goodbye to her Virginia Credit Union family will be difficult, but after 50 years of service to the credit union, Glenda Mooney says she’s ready for retirement. Learn More Learn How to Travel on a Budget Whether your version of financial success includes tropical vacations, explorations abroad, or long-weekend getaways, we have your guide getting more out of your traveling budget.Read more Careers Jobs at Virginia Credit Union We're hiring across all departments! Start a career at a place that values and rewards its employees.Search Jobs