Help / Checking & Savings Federal Insurance on Your DepositsDeposits in Virginia Credit Union are federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, a federal insurance fund backed by the full faith and credit of the U.S. Government.The National Credit Union Administration (NCUA) is the U.S. Government agency that administers the National Credit Union Share Insurance Fund (NCUSIF). NCUSIF provides coverage on deposits at federally insured credit unions, just as the FDIC (Federal Deposit Insurance Corporation) provides coverage for federally insured banks.The NCUA website offers a share insurance estimator to help you better understand your insurance coverage on your deposits. Learn more about NCUA share insurance online or call Member Services at 804-323-6800 or 800-285-6609 for personal assistance with your VACU accounts.Several options are available for additional share insurance coverage for members with more than $250,000. This NCUA brochure gives an overview. Please call Member Services at 804-323-6800 or 800-285-6609 if you would like to discuss ways to optimize your share insurance coverage.