Car & Other Vehicle Loan Rates    as of 11/6/2009
Take advantage of low rates and up to 125% financing. The following rates are available to members with qualifying credit and with approved automatic payments. Your rate may vary based on factors such as your credit history, payment method, amount financed and Relationship Package participation. For more information and other rate options, call us at (804) 323-6800 or (800) 285-6609. And please visit our Car Loan Center.

Loan Type Model Year & Approximate Term Annual Percentage Rate Car or Light Truck 2007-2009 (up to 36 months) 4.49% 2007-2009 (37 to 48 months) 4.74% 2007-2009 (49 to 63 months) 4.99% 2007-2009 (64 to 75 months) 5.74% (1) 2007-2009 (76 to 84 months) 6.99% (10) 2002-2006 (up to 36 months) 5.49% 2002-2006 (37 to 48 months) 5.74% 2002-2006(49 to 63 months) 5.99% 2002-2006 (64 to 75 months) 6.74% (1) Boats 2007-2009 (up to 36 months) 5.74% 2007-2009 (37 to 48 months) 5.99% 2007-2009 (49 to 63 months) 6.24% 2007-2009 (64 to 75 months) 6.99% (1 , 14) 2002-2006 (up to 36 months) 6.74% 2002-2006 (37 to 48 months) 6.99% 2002-2006(49 to 63 months) 7.24% 2002-2006 (64 to 75 months) 7.99% (1) Recreational Vehicle 2007-2009 (up to 36 months) 6.24% 2007-2009 (37 to 48 months) 6.49% 2007-2009 (49 to 63 months) 6.74% 2007-2009 (64 to 75 months) 7.49% (1 , 14) 2002-2006 (up to 36 months) 7.24% 2002-2006 (37 to 48 months) 7.49% 2002-2006(49 to 63 months) 7.74% 2002-2006 (64 to 75 months) 8.49% (1) Motorcycle 2007-2009 (up to 36 months) 6.74% 2007-2009 (37 to 48 months) 6.99% 2007-2009 (49 to 63 months) 7.24% 2007-2009 (64 to 75 months) 7.99% (1 , 14) 2002-2006 (up to 36 months) 7.74% 2002-2006 (37 to 48 months) 7.99% 2002-2006(49 to 63 months) 8.24% 2002-2006 (64 to 75 months) 8.99% (1)

The above rates are available to members with qualifying credit and with approved automatic payments. Your rate may vary. All APRs above are for titled vehicles and boats within the model years shown above. For untitled or older vehicles and boats, our personal loan rates apply.

Please contact us for rates and other information about loans originated at dealerships that participate in Credit Union Direct Lending (CUDL).

Please contact us if you have questions or we can help you in any way.